1909 Cummings Ln, Durham, CA 95938 Property Records

Butte County property record for 1909 Cummings Ln, Durham, CA 95938 · Last verified October 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,263 sqft · built 1965
Lot Size	1.15 acres (50,093 sqft)
Owner	Individual Name on File
Last Sale	$240,000 (Mar 2014)
Tax Bill	$3,383 (2025)
Deeds & Mortgages	May 2017 Mortgage Sep 2018 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`040-160-041-000`

Property Details

APN / Parcel Number

Primary APN	`040-160-041-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Building Area	1,263 sqft Living Area

Exterior

Year Built	Built 1965
Architectural Style	Modern
Construction Type	Wood
Lot Area	50,093 sqft (1.15 acres)
Garage Type	Attached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1909 CUMMINGS LN
City	DURHAM
State	CA
Zip	95938-9629
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CUMMINGS RD
Legal Subdivision	ESQUON RHO
Jurisdiction	BUTTE CA
Township / Civil Division	DURHAM
Census Block Group	3
Census Block	3015
Census Tract	1500

Owner

Source: Butte County records · APN 040-160-041-000

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	1909 CUMMINGS LN, DURHAM, CA 95938-9629
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 30, 2017	Deed of Trust, Mortgage · Conventional Mortgage SUMMIT FUNDING INC
Sep 11, 2018	Deed of Trust, Mortgage · Conventional Mortgage SUMMIT FUNDING INC
Dec 04, 2019	Deed of Trust, Mortgage · Conventional Mortgage ALLY BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 04, 2014 · Amount on Record
Deed Sale	Mar 04, 2014 · Amount on Record
Prior Sale	Jan 06, 2000
Deed Document Number	2014-0006501
Record Updated	Jun 08, 2026

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTTE CA
Property Address	1909 CUMMINGS LN, DURHAM, CA 95938-9629
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	BIDWELL TITLE & ESCROW CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000018258
Date	May 30, 2017
Instrument	2017-0018258

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company
Address	SACRAMENTO, CA 95815

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jun 01, 2037

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTTE CA
Property Address	1909 CUMMINGS LN, DURHAM, CA 95938-9629
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	MID VALLEY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000030507
Date	Sep 11, 2018
Instrument	2018-0030507

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company
Address	SACRAMENTO, CA 95815

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2048

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTTE CA
Property Address	1909 CUMMINGS LN, DURHAM, CA 95938-9629
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000052501
Date	Dec 04, 2019
Instrument	2019-0052501

Lender

Name	ALLY BANK
Type	Bank
Address	CHARLOTTE, NC 28202

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 01, 2049

Tax Assessment & Valuation

Source: Butte County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	California
County	Butte County
Unified School District	Durham Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$3,383.00 (+8.5%)	$294,197 (+4.04%) Land $183,874 Building $110,323
2023	$3,118.00 (+1.86%)	$282,775 Land $176,735 Building $106,040
2022	$3,061.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Butte County (06007C), updated June 30, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060070015003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 177 individual NFIP policies nearby
Nearby Flood Policies	177 in force
Nearby Flood Claims	15 (1995–2019)
Most Recent Claim	Feb 2019, rainfall accumulation
Claims By Storm	Severe Winter Storms And Flooding, Feb 1998 · 5 claims Severe Winter Storms, Flooding, Landslides, Mud Flows, Feb 1995 · 5 claims

Wildfire

Wildfire Risk	Moderate above 69% of the US · above 44% of California
Wildfire Likelihood	About 1 in 357 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 74 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	1,200 / 35
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: DigitalPath. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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