Butte County property record for 1894 Cummings Ln, Durham, CA 95938
| Property Type | Multi-Family Dwellings |
|---|---|
| Details | 3 bd · 2 ba · 1,917 sqft · built 1969 |
| Lot Size | 1.25 acres (54,450 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $675,000 (Jun 2022) |
| Tax Bill | $8,990 (2025) |
| Deeds & Mortgages | Dec 2023 Transfer Jun 2022 Sale & Mortgage + 4 more |
| Flood Zone | Zone AE (high risk) |
| APN | 040-160-058-000 |
| Primary APN | 040-160-058-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,917 sqft Living Area |
| 1st Floor Area | 1,917 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1969 |
| Architectural Style | Modern |
| Construction Type | Wood |
| Lot Area | 54,450 sqft |
| Garage Type | Attached |
| Garage Area | 506 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 040-160-058 |
|---|---|
| Street Address | 1894 CUMMINGS LN |
| City | DURHAM |
| State | CA |
| Zip | 95938-9655 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Multi-Family Dwellings |
| Local Zoning Code | A5 |
| Legal Description | PTN SEC 2 CUMMINGS RD |
| Legal Subdivision | ESQUON RHO |
| Legal Lot Number | 2 |
| Jurisdiction | BUTTE CA |
| Township / Civil Division | DURHAM |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 1500 |
1894 Cummings Ln, a residential property, is owner-occupied and held in a trust since December 2023.
Source: Butte County records, as of August 21, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 1894 CUMMINGS LN, DURHAM, CA 95938-9655 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 21, 2023 | Intrafamily Transfer, Transfer |
| Jun 22, 2022 | Grant Deed, Transfer · Conventional Mortgage TRI COUNTIES BANK |
| Aug 25, 2020 | Deed of Trust, Mortgage · Conventional Mortgage OPTIMUM FIRST INC |
| Dec 27, 2019 | Deed of Trust, Mortgage · Conventional Mortgage OPTIMUM FIRST INC |
| May 8, 2019 | Deed of Trust, Mortgage · Conventional Mortgage OPTIMUM FIRST INC |
| Oct 9, 2018 | Grant Deed, Transfer · Conventional Mortgage SUMMIT FUNDING INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 22, 2022 · Amount on File |
| Deed Sale | Jun 22, 2022 · Amount on File |
| Prior Sale | Oct 9, 2018 · Amount on File |
| Deed Document Number | 202221445 |
| Last Transfer Date | Dec 19, 2023 |
| Transfer Doc | 0000033205 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BUTTE CA |
| Recording Date | Dec 21, 2023 |
| Property Address | 1894 CUMMINGS LN, DURHAM, CA 95938-9655 |
| Document Number | 0000033205 |
| Map Reference | MB 8 PG 16-18 |
| Instrument Date | Dec 19, 2023 |
| Instrument | 2023-0033205 |
| Transaction Type | Transfer |
| Record Updated | Jan 31, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Revocable Trust |
| Address | 1894 CUMMINGS LN, DURHAM, CA 95938-9655 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | BUTTE CA |
| Recording Date | Jun 22, 2022 |
| Property Address | 1894 CUMMINGS LN, DURHAM, CA 95938-9655 |
| Document Number | 0000021445 |
| Map Reference | MB 8 PG 16-18 |
| Instrument Date | Jun 8, 2022 |
| Instrument | 2022-0021445 |
| Transaction Type | Transfer |
| Record Updated | Jul 18, 2022 |
| Title Company | MID VALLEY TITLE AND ESCROW COMPANY, MID VALLEY TITLE & ESCROW CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1894 CUMMINGS LN, DURHAM, CA 95938-9655 |
| Document Number | 0000021446 |
|---|---|
| Date | Jun 22, 2022 |
| Instrument | 2022-0021446 |
| Name | TRI COUNTIES BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUTTE CA |
| Property Address | 1894 CUMMINGS LN, DURHAM, CA 95938-9655 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | WFG NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 1894 CUMMINGS LN, DURHAM, CA 95938-9655 |
| Document Number | 0000033963 |
|---|---|
| Date | Aug 25, 2020 |
| Instrument | 2020-0033963 |
| Name | OPTIMUM FIRST INC |
|---|---|
| Type | Mortgage Company |
| Address | FOUNTAIN VALLEY, CA 92708 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUTTE CA |
| Property Address | 1894 CUMMINGS LN, DURHAM, CA 95938-9655 |
| Document Number | 0000000059 |
| Instrument Date | Dec 27, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 30, 2020 |
| Title Company | WFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1894 CUMVIRNGS LN DURHAM CA 95938, DURHAM, CA 95938 |
| Document Number | 0000000059 |
|---|---|
| Date | Jan 2, 2020 |
| Instrument | 59 |
| Name | OPTIMUM FIRST INC |
|---|---|
| Address | FOUNTAIN VALLEY, CA 92708 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jan 1, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUTTE CA |
| Property Address | 1894 CUMMINGS LN, DURHAM, CA 95938-9655 |
| Document Number | 0000023799 |
| Instrument Date | May 8, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 3, 2019 |
| Title Company | WFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1894 CUMMINGS LN DURHAM CA 959389655, DURHAM, CA 95938-9655 |
| Document Number | 0000023799 |
|---|---|
| Date | May 14, 2019 |
| Instrument | 23799 |
| Name | OPTIMUM FIRST INC |
|---|---|
| Address | FOUNTAIN VALLEY, CA 92708 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | May 13, 2039 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | BUTTE CA |
| Recording Date | Oct 9, 2018 |
| Property Address | 1894 CUMMINGS LN, DURHAM, CA 95938-9655 |
| Document Number | 0000034726 |
| Map Reference | MB8 PG16-18 |
| Instrument Date | Oct 3, 2018 |
| Instrument | 2018-0034726 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2021 |
| Title Company | MID VALLEY TITLE & ESCROW CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1894 CUMMINGS LN, DURHAM, CA 95938-9655 |
| Document Number | 0000034727 |
|---|---|
| Date | Oct 9, 2018 |
| Instrument | 2018-0034727 |
| Name | SUMMIT FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2048 |
The 2025 property tax bill for 1894 Cummings Ln was $8,990 with a homeowner's exemption, up 7.1% from the year before.
Source: Butte County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | Butte County |
| Unified School District | Durham Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $813,873 (+2%) Land $324,729 Building $489,144 | ||
| 2025 | $8,990.00 (+7.1%) Homeowner's exemption | $797,915 Land $318,362 Building $479,553 | |
| 2024 | $8,394.00 (+12.52%) | $711,360 | |
| 2023 | $7,460.00 (+56.2%) Homeowner's exemption | $688,500 Land $306,000 Building $382,500 | |
| 2022 | $4,776.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1894 Cummings Ln in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective June 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 177 policies |
| Nearby Flood Policies | 177 in force |
| Nearby Flood Claims | 15 (1995–2019) |
| Most Recent Claim | Feb 2019 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1894 Cummings Ln is high, ranking above 70% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 70% of the US · above 45% of California |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| DigitalPath Fixed Wireless | 200 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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