1909 78th St, Lubbock, TX 79423 Property Records

Lubbock County property record for 1909 78th St, Lubbock, TX 79423 · Last verified February 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,886 sqft · built 2005
Lot Size	0.128 acres (5,610 sqft)
Owner	Individual Name on File
Last Sale	$139,918 (Apr 2015)
Tax Bill	$2,518 (2025)
Deeds & Mortgages	May 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R173463`

Property Details

APN / Parcel Number

Primary APN	`R173463`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,886 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	5,610 sqft (0.128 acres)
Lot Dimensions	110 ft deep x 51 ft wide
Garage Area	441 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1909 78TH ST
City	LUBBOCK
State	TX
Zip	79423-2456
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SOUTH POINTE L 239
Legal Subdivision	SOUTH POINTE
Legal Lot Number	2390
Jurisdiction	LUBBOCK TX
Township / Civil Division	LUBBOCK
Census Block Group	1
Census Block	1022
Census Tract	2206

Owner

Source: Lubbock County records · APN R173463

Assessment roll updated August 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1909 78TH ST, LUBBOCK, TX 79423-2456
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 22, 2015 · Amount on Record
Deed Sale	Apr 22, 2015 · Amount on Record
Deed Document Number	2015013448
Record Updated	Jun 08, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUBBOCK TX
Property Address	1909 78TH ST, LUBBOCK, TX 79423-2456
Transaction Type	Mortgage
Record Updated	Jun 01, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000024146
Date	May 18, 2021
Instrument	2021024146

Lender

Name	ALLIANCE CU
Type	Credit Union
Address	LUBBOCK, TX 79424

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	289 Months
Due	Jun 01, 2045

Tax Assessment & Valuation

Source: Lubbock County records · Assessment roll updated August 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Texas
County	Lubbock County
Municipality	Lubbock City
Unified School District	Lubbock Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,518.00 (-17.31%) Homeowner's exemption	$210,970 (+6.57%) Land $28,000 Building $182,970	$210,970 (-0.09%) Land $28,000 Building $182,970
2024	$3,045.00 (+10.53%)
2023	$2,755.00 (-14.07%) Homeowner's exemption	$197,956 Land $13,100 Building $198,050	$211,150 Land $13,100 Building $198,050
2022	$3,206.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lubbock County (48303C), updated October 6, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 483030022061, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 1 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force 1 of 1 on primary residences

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.