1904 78th St, Lubbock, TX 79423 Property Records

Lubbock County property record for 1904 78th St, Lubbock, TX 79423

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,770 sqft · built 2005
Lot Size	0.152 acres (6,600 sqft)
Owner	Individual Name on Record
Tax Bill	$1,359 (2025)
Deeds & Mortgages	Aug 2023 Mortgage Apr 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R173469`

Property Details

APN / Parcel Number

Primary APN	`R173469`
Alternative APN	`R8050000000002450000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,770 sqft Living Area
Gross Area	2,211 sqft
1st Floor Area	1,770 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	6,600 sqft (0.152 acres)
Lot Dimensions	110 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	441 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1904 78TH ST
City	LUBBOCK
State	TX
Zip	79423-2455
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SOUTH POINTE L 245
Legal Subdivision	SOUTH POINTE
Legal Lot Number	245
Jurisdiction	LUBBOCK TX
Township / Civil Division	LUBBOCK
Census Block Group	1
Census Block	1021
Census Tract	2206

Owner

Source: Lubbock County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1904 78TH ST, LUBBOCK, TX 79423-2455
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2023	Deed of Trust, Mortgage · FHA Mortgage MIDFIRST BANK
Apr 27, 2021	Deed of Trust, Mortgage · FHA Mortgage MIDLAND MORTGAGE
Mar 22, 2024	Warranty Deed, Transfer HUB CITY TITLE
Feb 14, 2020	Loan Modification, Mortgage MIDFIRST BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 22, 2024
Deed Sale	Mar 22, 2024
Prior Sale	Apr 13, 2012 · Amount on Record
Deed Document Number	202411634
Prior Transfer Date	Apr 12, 2012
Prior Transfer Doc	0000013757
Record Updated	Sep 20, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUBBOCK TX
Property Address	1904 78TH ST, LUBBOCK, TX 79423-2455
Transaction Type	Mortgage
Record Updated	Mar 29, 2024
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1904 78TH ST, LUBBOCK, TX 79423-2455

Mortgage

Document Number	0000031117
Date	Aug 10, 2023
Instrument	2023031117

Lender

Name	MIDFIRST BANK
Type	Bank
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	319 Months
Due	Mar 1, 2050

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUBBOCK TX
Property Address	1904 78TH ST, LUBBOCK, TX 79423-2455
Transaction Type	Mortgage
Record Updated	Mar 29, 2024
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000020486
Date	Apr 27, 2021
Instrument	2021020486

Lender

Name	MIDLAND MORTGAGE
Type	Mortgage Company
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	347 Months
Due	Mar 1, 2050

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LUBBOCK TX
Recording Date	Mar 22, 2024
Property Address	1904 78TH ST, LUBBOCK, TX 79423-2455
Document Number	0000011634
Map Reference	VOL 8598 PG 118
Instrument Date	Mar 21, 2024
Instrument	2024011634
Transaction Type	Transfer
Record Updated	Mar 29, 2024
Title Company	HUB CITY TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1904 78TH ST, LUBBOCK, TX 79423-2455

February 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LUBBOCK TX
Property Address	1904 78TH ST, LUBBOCK, TX 79423-2455
Document Number	0000013263
Instrument Date	Feb 14, 2020
Transaction Type	Mortgage
Record Updated	Jun 15, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1904 78TH ST LUBBOCK TX 794232455, LUBBOCK, TX 79423-2455

Mortgage

Document Number	0000013263
Date	Apr 6, 2020
Instrument	13263

Lender

Name	MIDFIRST BK
Type	Bank
Address	OKLAHOMA CITY, OK 73118

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 5, 2050

Interest

Rate Type	Fixed Rate
Rate	3.87%

Tax Assessment & Valuation

Source: Lubbock County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Lubbock County
Municipality	Lubbock City
Unified School District	Lubbock Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,359.00 (-55.76%)	$210,012 (+5.06%) Land $28,000 Building $182,012	$210,012 (-1.18%) Land $28,000 Building $182,012
2024	$3,072.00 (+10.07%)
2023	$2,791.00 (-13.88%) Homeowner's exemption	$199,895 Land $15,500 Building $197,013	$212,513 Land $15,500 Building $197,013
2022	$3,241.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUBBOCK PUBLIC WATER SYSTEM serves 266,450 people · EPA ID TX1520002
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 544 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Optimum Cable	940 / 35
Rise Broadband Fixed Wireless	300 / 60
Telespan Fixed Wireless	100 / 40

May also be available: T-Mobile, Verizon.

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