1812 W 38th St, Lorain, OH 44053 Property Records

Lorain County property record for 1812 W 38th St, Lorain, OH 44053 · Last verified March 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,196 sqft · built 1963
Lot Size	0.239 acres (10,454 sqft)
Owner	Individual Name on File
Last Sale	$175,000 (May 2023)
Tax Bill	$1,199 (2025)
Deeds & Mortgages	Apr 2025 Mortgage May 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`02-02-014-110-018`

Property Details

APN / Parcel Number

Primary APN	`02-02-014-110-018`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,196 sqft Living Area
1st Floor Area	1,196 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	10,454 sqft (0.239 acres)
Lot Dimensions	152 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	288 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	108 sqft
Patio Area	308 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1812 W 38TH ST
City	LORAIN
State	OH
Zip	44053-2527
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	AMELIA MEADOWS 1 70 X 152
Legal Subdivision	AMELIA MEADOWS 1 FRNT
Legal Tract	2
Legal Block	110
Legal Lot Number	31
Jurisdiction	LORAIN OH
Township / Civil Division	LORAIN
Census Block Group	2
Census Block	2020
Census Tract	23400

Owner

Source: Lorain County records · APN 02-02-014-110-018

Assessment roll updated August 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1812 W 38TH ST, LORAIN, OH 44053-2527
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 02, 2025	Deed of Trust, Mortgage · VA Mortgage PLANET HOME LENDING LLC
May 17, 2023	Warranty Deed, Transfer · VA Mortgage AMERICAN MIDWEST MORTGAGE CORP
Mar 22, 2023	Warranty Deed, Transfer OS NATIONAL LLC
Mar 20, 2018	Deed, Transfer · Conventional Mortgage FIFTH THIRD MORTGAGE CO

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 17, 2023 · Amount on Record
Deed Sale	May 17, 2023 · Amount on Record
Prior Sale	Mar 22, 2023 · Amount on Record
Deed Document Number	2023002402
Record Updated	Sep 20, 2026

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	1812 W 38TH ST, LORAIN, OH 44053-2527
Transaction Type	Mortgage
Record Updated	Jul 01, 2026
Title Company	SOURCEPOINT TITLE SVCS, SOURCEPOINT INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1812 W 38TH ST, LORAIN, OH 44053-2527

Mortgage

Document Number	0000047674
Date	Apr 02, 2025
Instrument	2025-0047674

Lender

Name	PLANET HOME LENDING LLC
Type	Mortgage Company
Address	MERIDEN, CT 06450

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2055

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	May 17, 2023
Property Address	1812 W 38TH ST, LORAIN, OH 44053-2527
Document Number	0000915963
Map Reference	VOL 22 PG 71
Instrument Date	May 15, 2023
Instrument	2023-0915963
Transaction Type	Transfer
Record Updated	May 29, 2023
Title Company	OS NATIONAL LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1812 W 38TH ST, LORAIN, OH 44053-2527

Mortgage

Document Number	0000915964
Date	May 17, 2023
Instrument	2023-0915964

Lender

Name	AMERICAN MIDWEST MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2053

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Mar 22, 2023
Property Address	1812 W 38TH ST, LORAIN, OH 44053-2527
Document Number	0000910201
Map Reference	VOL 22 PG 71
Instrument Date	Mar 15, 2023
Instrument	2023-0910201
Transaction Type	Transfer
Record Updated	Jul 01, 2026
Title Company	OS NATIONAL LLC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85288-0976
Investor	Possibly a Property Investor

March 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	LORAIN OH
Recording Date	Mar 20, 2018
Property Address	1812 W 38TH ST, LORAIN, OH 44053-2527
Document Number	0000665354
Map Reference	VOL 22 PG 71
Instrument Date	Mar 18, 2018
Instrument	2018-0665354
Transaction Type	Transfer
Record Updated	Apr 29, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$340.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1812 W 38TH ST, LORAIN, OH 44053-2527

Mortgage

Document Number	0000665355
Date	Mar 20, 2018
Instrument	2018-0665355

Lender

Name	FIFTH THIRD MORTGAGE CO

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Lorain City
Unified School District	Lorain City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,199.00	$52,180 (+0.01%) Land $9,900 Building $42,280	$149,070 (-) Land $28,280 Building $120,790
2024	$1,199.00 (-40.02%)	$52,175 (+34.42%) Land $9,898 Building $42,277	$149,070 (+34.42%) Land $28,280 Building $120,790
2023	$1,999.00 (+30.23%)	$38,815 (-0.01%) Land $9,800 Building $29,015	$110,900 (-) Land $28,000 Building $82,900
2022	$1,535.00	$38,820 Land $9,800 Building $29,020
2021			$110,900 Land $28,000 Building $82,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lorain County (39093C), updated May 25, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390930234002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force
Nearby Flood Claims	6 (1995–2005)
Most Recent Claim	Sep 2005, other causes, Hurricane Katrina Evacuation
Claims By Storm	Hurricane Katrina Evacuation, Sep 2005 · 2 claims

Wildfire

Wildfire Risk	Low above 1% of the US · above 4% of Ohio
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 382 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Brightspeed	Fiber	2,000 / 2,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
AT&T	Fixed Wireless	100 / 20

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on W 38th St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures