Craven County property record for 1908 Spencer Ave, New Bern, NC 28560
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,024 sqft · built 1950 |
| Lot Size | 0.172 acres (7,491 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,124 (2025) |
| Deeds & Mortgages | Sep 2022 Second Mortgage May 2021 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 8-025-175 |
| Primary APN | 8-025-175 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,024 sqft Living Area |
| 1st Floor Area | 1,024 sqft |
| Interior Walls | Finished/Painted |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 7,491 sqft (0.172 acres) |
| Patio Area | 90 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 133590 |
|---|---|
| Street Address | 1908 SPENCER AVE |
| City | NEW BERN |
| State | NC |
| Zip | 28560-5426 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NR10 |
| Legal Description | 1908 SPENCER AVE; LOT 707 |
| Legal Subdivision | GHENT |
| Legal Lot Number | 707 |
| Jurisdiction | CRAVEN NC |
| Township / Civil Division | 8 |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 960700 |
Source: Craven County assessment roll, as of October 7, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1908 SPENCER AVE, NEW BERN, NC 28560-5426 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 13, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage FIRST FLIGHT FCU |
| May 10, 2021 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 1, 1983 |
| Deed Sale | Jan 1, 1983 |
| Deed Book / Page | 1041 / 560 |
| Last Transfer Date | Apr 22, 2021 |
| Transfer Doc | 3669/664 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CRAVEN NC |
| Property Address | 1908 SPENCER AVE, NEW BERN, NC 28560-5426 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2022 |
| Name | Verified Name |
|---|
| Document Number | 03740/1965 |
|---|---|
| Date | Sep 13, 2022 |
| Book Page | 3740/1965 |
| Instrument | 10103027 |
| Name | FIRST FLIGHT FCU |
|---|---|
| Type | Credit Union |
| Address | CARY, NC 27518 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 145 Months |
| Due | Oct 1, 2034 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CRAVEN NC |
| Recording Date | May 10, 2021 |
| Property Address | 1908 SPENCER AVE, NEW BERN, NC 28560-5426 |
| Document Number | 3669/664 |
| Book / Page | 3669 / 664 |
| Map Reference | MB 1 PG 156 |
| Instrument Date | Apr 22, 2021 |
| Instrument | 10075269 |
| Transaction Type | Transfer |
| Record Updated | May 24, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1908 SPENCER AVE, NEW BERN, NC 28560-5426 |
| Investor | Possibly a Property Investor |
Source: Craven County assessment roll, as of October 7, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Craven County |
| Municipality | New Bern City |
| Unified School District | Craven County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,124.00 (+2.27%) | $126,040 (-) Land $32,000 Building $94,040 | $126,040 (-) Land $32,000 Building $94,040 |
| 2023 | $1,099.00 (+26.18%) | $126,040 (+61.9%) Land $32,000 Building $94,040 | $126,040 (+61.9%) Land $32,000 Building $94,040 |
| 2022 | $871.00 | $77,850 Land $28,000 Building $49,850 | |
| 2018 | $77,850 Land $28,000 Building $49,850 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 22 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 22 in force |
| Nearby Flood Claims | 10 (1981–2018) |
| Claims Outside the SFHA | 4 of 10 |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.5% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF NEW BERN serves 37,884 people · EPA ID NC0425010 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Holdings Fiber | 5,120 / 5,120 |
| Brightspeed Fiber | 2,000 / 2,000 |
| Optimum Communications Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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