Craven County property record for 1907 Spencer Ave, New Bern, NC 28560
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,616 sqft · built 1950 |
| Lot Size | 0.172 acres (7,480 sqft) |
| Owner | Company Name on File |
| Last Sale | $120,000 (Oct 2017) |
| Tax Bill | $1,550 (2026) |
| Deeds & Mortgages | Oct 2017 Sale Jan 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 8-025-161 |
| Primary APN | 8-025-161 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,616 sqft Living Area |
| 1st Floor Area | 1,616 sqft |
| Interior Walls | Finished/Painted |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Foundation Type | Masonry |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 7,480 sqft (0.172 acres) |
| Storage Building | 1 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 81961 |
|---|---|
| Street Address | 1907 SPENCER AVE |
| City | NEW BERN |
| State | NC |
| Zip | 28560-5425 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NR10 |
| Legal Description | 708 GHENT; 1907 SPENCER |
| Legal Subdivision | GHENT |
| Jurisdiction | CRAVEN NC |
| Township / Civil Division | 8 |
| Census Block Group | 2 |
| Census Block | 2024 |
| Census Tract | 960700 |
1907 Spencer Ave is owned by a company that bought it in October 2017.
Source: Craven County records, as of October 20, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 2301 GRACE AVE, NEW BERN, NC 28562-4407 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 2, 2017 | Warranty Deed, Transfer |
| Jan 19, 2017 | Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 2, 2017 · Amount on File |
| Deed Sale | Oct 2, 2017 · Amount on File |
| Prior Sale | Jan 19, 2017 · Amount on File |
| Deed Book / Page | 3515 / 1198 |
| Prior Transfer Date | Jul 19, 2010 |
| Prior Transfer Doc | 02929/0886 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CRAVEN NC |
| Recording Date | Oct 2, 2017 |
| Property Address | 1907 SPENCER AVE, NEW BERN, NC 28560-5425 |
| Document Number | 03515/1198 |
| Book / Page | 3515 / 1198 |
| Instrument Date | Oct 2, 2017 |
| Transaction Type | Transfer |
| Record Updated | Aug 22, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $240.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1914 TRENT BLVD, NEW BERN, NC 28560-4538 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CRAVEN NC |
| Recording Date | Jan 19, 2017 |
| Property Address | 1907 SPENCER AVE, NEW BERN, NC 28560-5425 |
| Document Number | 03489/1136 |
| Book / Page | 3489 / 1136 |
| Instrument Date | Jan 18, 2017 |
| Transaction Type | Transfer |
| Record Updated | Aug 22, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $220.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 15321, NEW BERN, NC 28561-5321 |
| Name | Verified Name |
|---|---|
| Address | 2775 NC HIGHWAY 55 W, NEW BERN, NC 28562-8609 |
| Document Number | 03489/1139 |
|---|---|
| Date | Jan 19, 2017 |
| Book Page | 3489/1139 |
| Instrument | 10002365 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Feb 1, 2032 |
The 2026 property tax bill for 1907 Spencer Ave was $1,550, up 3.4% from the year before.
Source: Craven County assessment roll, as of October 20, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Craven County |
| Municipality | New Bern City |
| Unified School District | Craven County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,550.00 (+3.4%) | $171,010 (-) Land $32,000 Building $139,010 | $171,010 (-) Land $32,000 Building $139,010 |
| 2025 | $1,499.00 | $171,010 Land $32,000 Building $139,010 | $171,010 Land $32,000 Building $139,010 |
| 2023 | $1,470.00 (+22.09%) | $171,010 (+55.73%) Land $32,000 Building $139,010 | $171,010 Land $32,000 Building $139,010 |
| 2022 | $1,204.00 | $109,810 Land $28,000 Building $81,810 | |
| 2018 | $109,810 Land $28,000 Building $81,810 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1907 Spencer Ave in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1981.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 22 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 22 in force |
| Nearby Flood Claims | 10 (1981–2018) |
| Claims Outside the SFHA | 4 of 10 |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1907 Spencer Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.5% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF NEW BERN serves 37,884 people · EPA ID NC0425010 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Brightspeed Fiber | 2,000 / 2,000 |
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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