1908 Rochester Rd, Troy, MI 48083 Property Records

Oakland County property record for 1908 Rochester Rd, Troy, MI 48083

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 918 sqft · built 1952
Lot Size0.15 acres (6,534 sqft)
Owner2 Individual Names on Record
Last Sale$88,500 (Nov 2006)
Tax Bill$1,339 (2025)
Deeds & MortgagesSep 2018 Line of Credit
Feb 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN88-20-27-476-001

Property Details

APN / Parcel Number

Primary APN88-20-27-476-001

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area918 sqft Living Area
1st Floor Area918 sqft
Basement Area918 sqft
Unfinished Basement918 sqft

Exterior

Year BuiltBuilt 1952
Effective Year BuiltEffective 1952
Architectural StyleRanch
Exterior MaterialOther
Foundation TypeRaised
Roof TypeGable
Lot Area6,534 sqft (0.15 acres)
Lot Dimensions110 ft deep x 58 ft wide
Garage Area528 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area32 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address1908 ROCHESTER RD
CityTROY
StateMI
Zip48083-1876
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionT2N, R11E, SEC 27 STUMPF'S BEECH GROVE SUB LOTS 56, 57 & 58, ALSO 1/2 OF VACALLEY ADJ TO SAME
Legal Range11E
Legal Township2N
Legal Section27
Legal SubdivisionSTUMPFS BEECH GROVE SUB
Legal Lot Number56-58
JurisdictionOAKLAND MI
Township / Civil DivisionTROY
Census Block Group1
Census Block1028
Census Tract197400

Owner

Source: Oakland County records, as of October 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1908 ROCHESTER RD, TROY, MI 48083-1876
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 12, 2018Deed of Trust, Mortgage · Line of Credit
ALLIANCE CATHOLIC CU
Feb 28, 2017Intrafamily Transfer, Transfer · Conventional Mortgage

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 28, 2006 · Amount on Record
Deed SaleNov 28, 2006 · Amount on Record
Prior SaleJul 5, 2005 · Amount on Record
Deed Document Number2006286666
Deed Book / Page38434 / 235
Last Transfer DateFeb 22, 2017
Transfer Doc0000037608
Record UpdatedOct 29, 2026

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address1908 ROCHESTER RD, TROY, MI 48083-1876
Document Number0000152819
Instrument DateSep 12, 2018
Transaction TypeMortgage
Record UpdatedOct 11, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1908 ROCHESTER RD TROY MI 480831876, TROY, MI 48083-1876

Mortgage

Document Number0000152819
DateSep 18, 2018
Book Page052189/000227
Instrument152819
Lender
NameALLIANCE CATHOLIC CU
TypeCredit Union
AddressTAYLOR, MI 48180
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueSep 17, 2038
Interest
Rate TypeAdjustable Rate

February 2017: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOAKLAND MI
Recording DateFeb 28, 2017
Property Address1908 ROCHESTER RD, TROY, MI 48083-1876
Document Number0000037608
Book / Page50425 / 00512
Map ReferenceLB 32 PG 11&12
Instrument DateFeb 22, 2017
Instrument037608
Transaction TypeTransfer
Record UpdatedFeb 6, 2021

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1908 ROCHESTER RD, TROY, MI 48083-1876

Mortgage

Document Number, 037609
DateFeb 28, 2017
Instrument037609
Lender
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueMar 1, 2032

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
MunicipalityTroy City
Unified School DistrictTroy School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,339.00 (-3.88%)
2023$145,840
2022$1,393.00$72,920

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 23 policies
Nearby Flood Policies23 in force
Nearby Flood Claims2 (2023–2024)
Claims Outside the SFHA2 of 2
Most Recent ClaimJan 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTROY
serves 85,854 people · EPA ID MI0006690
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 388 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
WOW Internet, Cable & Phone
Cable
1,200 / 50
T-Mobile
Fixed Wireless
100 / 20

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