Saginaw County property record for 1908 Pearl St, Chesaning, MI 48616
| Property Type | State-Assessed Property |
|---|---|
| Details | 2,887 sqft |
| Lot Size | 0.152 acres (6,621 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $240,000 (Nov 2025) |
| Tax Bill | $5,602 (2025) |
| Deeds & Mortgages | Nov 2025 Sale & Mortgage Apr 2023 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-09-3-16-0541-004 |
| Primary APN | 13-09-3-16-0541-004 |
|---|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,887 sqft Total Area |
| Fire Resistance | Wood or Wood & Steel Frame |
|---|---|
| Lot Area | 6,621 sqft (0.152 acres) |
| Lot Dimensions | 100 ft deep x 66 ft wide |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 1908 PEARL ST |
|---|---|
| City | CHESANING |
| State | MI |
| Zip | 48616-1013 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > State-Assessed Property |
| Legal Description | PART OF LOT 2 BLK 12 CLARKS ADDITION DESC AS FOLLOWS BEG AT SE CORN OF LOT 2 TH W 66.22 FT TO SW CORN OF LOT 2 TH N 132.03 FT |
| Legal Range | 03E |
| Legal Township | 09N |
| Legal Section | 16 |
| Legal Subdivision | CLARKS ADD |
| Legal Block | 12 |
| Legal Lot Number | 2 |
| Legal Unit | 2 |
| Jurisdiction | SAGINAW MI |
| Township / Civil Division | CHESANING |
| Census Block Group | 3 |
| Census Block | 3020 |
| Census Tract | 12700 |
1908 Pearl St, a commercial property, is owned and occupied by two individuals who bought it in November 2025.
Source: Saginaw County records, as of August 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1908 PEARL ST, CHESANING, MI 48616-1013 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 14, 2025 | Warranty Deed, Transfer · Conventional Mortgage MORTGAGE 1 INC |
| Apr 17, 2023 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 14, 2025 · Amount on File |
| Deed Sale | Nov 14, 2025 · Amount on File |
| Prior Sale | Apr 17, 2023 · Amount on File |
| Deed Document Number | 202526728 |
| Prior Transfer Date | Feb 25, 2010 |
| Prior Transfer Doc | 0000005504 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | Nov 14, 2025 |
| Property Address | 1908 PEARL ST, CHESANING, MI 48616-1013 |
| Document Number | 0000026728 |
| Map Reference | MB 38 PG 183 |
| Instrument Date | Nov 10, 2025 |
| Instrument | 2025026728 |
| Transaction Type | Transfer |
| Record Updated | Nov 24, 2025 |
| Title Company | FATIC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,800.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10375 CARR RD, SAINT CHARLES, MI 48655-8626 |
| Name | Verified Name |
|---|---|
| Address | 1908 PEARL ST, CHESANING, MI 48616-1013 |
| Document Number | 0000026729 |
|---|---|
| Date | Nov 14, 2025 |
| Instrument | 2025026729 |
| Name | MORTGAGE 1 INC |
|---|---|
| Type | Mortgage Company |
| Address | 43456 MOUND RD, STERLING HEIGHTS, MI 48314 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | Apr 17, 2023 |
| Property Address | 1908 PEARL ST, CHESANING, MI 48616-1013 |
| Document Number | 0000009756 |
| Map Reference | LB 38 PG 183 |
| Instrument Date | Oct 13, 2022 |
| Instrument | 2023009756 |
| Transaction Type | Transfer |
| Record Updated | Dec 4, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $1,110.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 144 S SAGINAW ST, CHESANING, MI 48616-1266 |
| Name | Verified Name |
|---|---|
| Address | 10375 CARR RD, SAINT CHARLES, MI 48655-8626 |
The 2025 property tax bill for 1908 Pearl St was $5,602, up 2.9% from the year before.
Source: Saginaw County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Saginaw County |
| County Subdivision | Chesaning Township |
| Municipality | Chesaning Village |
| Unified School District | Chesaning Union Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,602.00 (+2.88%) | $104,600 | $209,200 |
| 2024 | $5,445.00 | ||
| 2023 | $82,200 | $164,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1908 Pearl St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1908 Pearl St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VILLAGE OF CHESANING serves 2,394 people · EPA ID MI0001380 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
May also be available: DayStarr.
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