Saginaw County property record for 307 Pearl St, Chesaning, MI 48616
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,227 sqft · built 1902 |
| Lot Size | 0.295 acres (12,850 sqft) |
| Owner | Individual Name on File |
| Last Sale | $80,900 (Mar 2014) |
| Tax Bill | $3,490 (2025) |
| Deeds & Mortgages | Nov 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-09-3-16-0405-000 |
| Primary APN | 13-09-3-16-0405-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,227 sqft Living Area |
| 1st Floor Area | 1,258 sqft |
| Basement Area | 1,258 sqft |
| Unfinished Basement | 1,258 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1902 |
|---|---|
| Effective Year Built | Effective 1902 |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 12,850 sqft (0.295 acres) |
| Lot Dimensions | 108 ft deep x 119 ft wide |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
|---|---|
| Porch Area | 280 sqft |
| Deck Area | Deck Area |
| Patio Area | 48 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 307 PEARL ST |
|---|---|
| City | CHESANING |
| State | MI |
| Zip | 48616-1285 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Description | PART OF LOTS 1, 2, 3, 19 & 20 BLK 10 CHAPMANS ADDITION VILLAGE OF CHESANING DESC AS BEG AT A PT 83 FT W OF SE CORN OF LOT 3 |
| Legal Range | 03E |
| Legal Township | 09N |
| Legal Section | 16 |
| Legal Subdivision | CHAPMANS ADD |
| Legal Block | 10 |
| Jurisdiction | SAGINAW MI |
| Township / Civil Division | CHESANING |
| Census Block Group | 3 |
| Census Block | 3023 |
| Census Tract | 12700 |
307 Pearl St is owned and occupied by an individual who bought it in March 2014.
Source: Saginaw County records, as of August 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 307 PEARL ST, CHESANING, MI 48616-1285 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 5, 2014 · Amount on File |
| Deed Sale | Mar 5, 2014 · Amount on File |
| Deed Document Number | 20144750 |
| Deed Book / Page | 2763 / 829 |
| Prior Transfer Date | Dec 6, 2004 |
| Prior Transfer Doc | 0007239021 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAGINAW MI |
| Property Address | 307 PEARL ST, CHESANING, MI 48616-1285 |
| Transaction Type | Mortgage |
| Record Updated | Nov 22, 2023 |
| Name | Verified Name |
|---|---|
| Address | 307 PEARL ST, CHESANING, MI 48616-1285 |
| Document Number | 0000024332 |
|---|---|
| Date | Nov 7, 2023 |
| Instrument | 2023024332 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 244 Months |
| Due | Mar 1, 2044 |
The 2025 property tax bill for 307 Pearl St was $3,490 with a homeowner's exemption.
Source: Saginaw County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Saginaw County |
| County Subdivision | Chesaning Township |
| Municipality | Chesaning Village |
| Unified School District | Chesaning Union Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $113,300 | $226,600 | |
| 2025 | $3,490.00 Homeowner's exemption | ||
| 2023 | $79,400 | $158,800 | |
| 2022 | $1,865.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 307 Pearl St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 307 Pearl St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VILLAGE OF CHESANING serves 2,394 people · EPA ID MI0001380 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
May also be available: DayStarr.
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