1908 Oakland Ave, Covington, KY 41014 Property Records

Kenton County property record for 1908 Oakland Ave, Covington, KY 41014 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,032 sqft · built 1920
Lot Size0.069 acres (3,049 sqft)
OwnerCompany Name on File
Last Sale$16,900 (Mar 2018)
Tax Bill$834 (2025)
Deeds & MortgagesFeb 2020 Line of Credit
Mar 2018 Sale & Mortgage
+ 1 more
Flood ZoneZone X (reduced by levee)
APN055-32-27-022.00

Property Details

APN / Parcel Number

Primary APN055-32-27-022.00

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,032 sqft Finished Area
Gross Area1,200 sqft

Exterior

Year BuiltBuilt 1920
Exterior MaterialAluminum/Vinyl
Foundation TypeBlock
Lot Area3,049 sqft (0.069 acres)
Lot Dimensions71 ft deep x 35 ft wide
Garage TypeBasement
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air
Heating FuelGas
SewerConnected

Location & Zoning

Old Parcel Number0553227022.00
Street Address1908 OAKLAND AVE
CityCOVINGTON
StateKY
Zip41014-1449
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTHOMAS PTS 286-287 BLK 12 35X71' ES OAKLAND 86' S 19TH & 6X80'ADJACENT ON SOUTH
Legal SubdivisionTHOMAS
Legal Phase112
Legal Block12
Legal Lot Number286,28
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group1
Census Block1001
Census Tract61000

Owner

Source: Kenton County records · APN 055-32-27-022.00

Assessment roll updated April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address100 WOODSIDE PL, FORT THOMAS, KY 41075-1532
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Feb 21, 2020Deed of Trust, Mortgage · Line of Credit
HERITAGE BK
Mar 01, 2018Grant Deed, Transfer
HERITAGE BK/KINGSTON SPGS
Nov 22, 2017Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 01, 2018 · Amount on Record
Deed SaleMar 01, 2018 · Amount on Record
Prior SaleNov 22, 2017 · Amount on Record
Deed Document Number0000636325
Deed Book / Page6363 / 25
Record UpdatedJun 08, 2026

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address1908 OAKLAND AVE, COVINGTON, KY 41014-1449
Document Number0000000257
Instrument DateFeb 21, 2020
Transaction TypeMortgage
Record UpdatedMay 22, 2020
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address566 SAVANNAH DR WALTON KY 410947430, WALTON, KY 41094-7430

Mortgage

Document Number0000000257
DateMar 17, 2020
Book Page0KCM20/000918
Instrument257
Lender
NameHERITAGE BK
TypeBank
AddressUNION, KY 41091
Agreement
TypeLine of Credit
AmountAmount Recorded
Term12 Months
DueMar 16, 2021
Interest
Rate TypeAdjustable Rate

March 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionKENTON KY
Recording DateMar 01, 2018
Property Address1908 OAKLAND AVE, COVINGTON, KY 41014-1449
Document Number0000000192
Book / Page0C6363 / 000025
Instrument DateFeb 27, 2018
Instrument192
Transaction TypeTransfer
Record UpdatedMar 13, 2018
Title CompanyKENTUCKY LAND TITLE AGENCY

Transaction

AmountAmount Recorded
Tax$16.90
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address100 WOODSIDE PL FORT THOMAS KY 410751532, FORT THOMAS, KY 41075-1532

Mortgage

Document Number193
DateMar 01, 2018
Book Page0C6363/000028
Instrument193
Lender
NameHERITAGE BK/KINGSTON SPGS
TypeBank
AddressUNION, KY 41091
Agreement
AmountAmount Recorded
Term180 Months
DueFeb 28, 2033
Interest
Rate TypeAdjustable Rate

November 2017: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionKENTON KY
Recording DateNov 22, 2017
Property Address1908 OAKLAND AVE, COVINGTON, KY 41014-1449
Document Number0000000095
Book / Page0C6299 / 000320
Instrument DateMay 12, 2017
Instrument95
Transaction TypeForeclosure
Record UpdatedJan 03, 2018

Transaction

AmountAmount Recorded
Tax$5.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityCovington City
Unified School DistrictCovington Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$834.00 (-0.6%)$63,000 (-) Land $5,000 Building $58,000$63,000 (-) Land $5,000 Building $58,000
2023$839.00$63,000 Land $5,000 Building $58,000$63,000 Land $5,000 Building $58,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 211170610001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardReduced by levee
depends on levee performance
500-Year FloodplainNo
Nearby Flood Claims3 (1979)
Most Recent ClaimJul 1979, tidal / storm surge

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic DistrictWithin the Austinburg Historic District
listed 1987 · 1,054 contributing resources · NRIS 86003483

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 1,077 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Cincinnati BellFiber3,000 / 3,000
SpectrumCable1,000 / 1,000
T-Mobile USAFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: AT&T, Verizon, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

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