1906 Oakland Ave, Covington, KY 41014 Property Records

Kenton County property record for 1906 Oakland Ave, Covington, KY 41014

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,346 sqft · built 1926
Lot Size	0.057 acres (2,485 sqft)
Owner	2 Individual Names on File
Last Sale	$125,000 (Aug 2026)
Tax Bill	$1,128 (2025)
Deeds & Mortgages	Aug 2026 Sale Apr 2017 Sale & Mortgage
Flood Zone	Zone X (reduced by levee)
APN	`055-32-27-021.00`

Property Details

APN / Parcel Number

Primary APN	`055-32-27-021.00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,346 sqft Finished Area
Gross Area	1,490 sqft

Exterior

Year Built	Built 1926
Effective Year Built	Effective 1926
Exterior Material	Stone
Construction Type	Frame
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	2,485 sqft (0.057 acres)
Lot Dimensions	71 ft deep x 35 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	1906 OAKLAND AVE
City	COVINGTON
State	KY
Zip	41014-1449
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	35X71FT ES OAKLAND 51FT S 19TH PTS 286-287 BLK 12 THOMA
Legal Subdivision	THOMAS
Legal Phase	12
Legal Block	12
Legal Lot Number	286,28
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	1
Census Block	1001
Census Tract	61000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Austinburg Historic District listed 1987 · 1,054 contributing resources · NRIS 86003483

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

1906 Oakland Ave is owned and occupied by two individuals who bought it in August 2026.

Source: Kenton County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1906 OAKLAND AVE, COVINGTON, KY 41014-1449
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2026	Warranty Deed, Transfer LAWYERS TITLE
Apr 4, 2017	Grant Deed, Transfer · FHA Mortgage STOCKTON MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 4, 2026 · Amount on File
Deed Sale	Aug 4, 2026 · Amount on File
Prior Sale	Apr 4, 2017 · Amount on File
Deed Document Number	2026080417263
Deed Book / Page	473 / 782
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Aug 4, 2026
Property Address	1906 OAKLAND AVE, COVINGTON, KY 41014-1449
Document Number	0000017263
Book / Page	473 / 782
Instrument Date	Jul 22, 2026
Instrument	202617263
Transaction Type	Transfer
Record Updated	Aug 18, 2026
Title Company	LAWYERS TITLE

Transaction

Amount	Amount on Record
Tax	$12,625.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman
Address	1906 OAKLAND AVE, COVINGTON, KY 41014-1449

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KENTON KY
Recording Date	Apr 4, 2017
Property Address	1906 OAKLAND AVE, COVINGTON, KY 41014-1449
Document Number	0000000123
Book / Page	0C6129 / 000258
Instrument Date	Mar 31, 2017
Instrument	123
Transaction Type	Transfer
Record Updated	May 17, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$82.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1906 OAKLAND AVE COVINGTON KY 410141449, COVINGTON, KY 41014-1449

Mortgage

Document Number	125
Date	Apr 4, 2017
Book Page	0C6129/000262
Instrument	125

Lender

Name	STOCKTON MTG
Type	Mortgage Company
Address	FRANKFORT, KY 40101

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 3, 2047

Mortgage

Document Number	127,
Date	Apr 4, 2017
Book Page	0C6129/000301
Instrument	127

Lender

Name	KENTUCKY HSNG
Address	FRANKFORT, KY 40601

Agreement

Amount	Amount on Record
Term	60 Months
Due	Apr 3, 2022

Interest

Rate	12%

Tax Assessment & Valuation

The 2025 property tax bill for 1906 Oakland Ave was $1,128.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$121,800 (+42.96%) Land $10,000 Building $111,800	$121,800 (+42.96%) Land $10,000 Building $111,800
2025	$1,128.00	$85,200 Land $5,000 Building $80,200	$85,200 Land $5,000 Building $80,200
2023	$1,134.00	$85,200 Land $5,000 Building $80,200	$85,200 Land $5,000 Building $80,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1906 Oakland Ave in Zone X, where a levee reduces flood risk, though there have been 3 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1979)
Most Recent Claim	Jul 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1906 Oakland Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,077 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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