Schenectady County and Rotterdam Town property record for 1885 Ferguson St, Schenectady, NY 12303
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,924 sqft · built 1995 |
| Lot Size | 0.29 acres (12,632 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $268,000 (Sep 2020) |
| Tax Bill | $8,516 (2026) |
| Deeds & Mortgages | Jun 2023 Line of Credit Sep 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 422800 59.9-10-15.12 |
| Primary APN | 422800 59.9-10-15.12 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,924 sqft Living Area |
| 1st Floor Area | 968 sqft |
| 2nd Floor Area | 956 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 12,632 sqft (0.29 acres) |
| Lot Dimensions | 125 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 500 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Above-Ground Pool |
|---|---|
| Porch | Slab |
| Porch Area | 244 sqft |
| Patio Area | 688 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 1885 FERGUSON ST |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12303-4020 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | R-2STY,G2,SHD HAM - 87,88 PT86 59.09-10-15.1 |
| Legal Block | 10 |
| Legal Lot Number | 15.012 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | ROTTERDAM |
| Census Block Group | 4 |
| Census Block | 4004 |
| Census Tract | 32902 |
1885 Ferguson St is owned and occupied by two individuals who bought it in September 2020.
Source: Schenectady County and Rotterdam Town records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1885 FERGUSON ST, SCHENECTADY, NY 12303-4020 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 16, 2023 | Deed of Trust, Mortgage · Line of Credit BROADVIEW FCU |
| Sep 28, 2020 | Warranty Deed, Transfer · Conventional Mortgage CAPITAL COMMUNICATIONS FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 28, 2020 · Amount on File |
| Deed Sale | Sep 28, 2020 · Amount on File |
| Prior Sale | Nov 3, 1995 · Amount on File |
| Deed Document Number | 202029488 |
| Deed Book / Page | 2042 / 414 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 1885 FERGUSON ST, SCHENECTADY, NY 12303-4020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 4, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1885 FERGUSON ST, SCHENECTADY, NY 12303-4020 |
| Investor | Possibly a Property Investor |
| Document Number | 0000035012 |
|---|---|
| Date | Jun 16, 2023 |
| Book Page | 5311/20 |
| Instrument | 202335012 |
| Name | BROADVIEW FCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12205 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jun 10, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Sep 28, 2020 |
| Property Address | 1885 FERGUSON ST, SCHENECTADY, NY 12303-4020 |
| Document Number | 0000029488 |
| Book / Page | 2042 / 414 |
| Instrument Date | Sep 18, 2020 |
| Instrument | 202029488 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2022 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,072.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1885 FERGUSON ST, 1885, SCHENECTADY, NY 12303-4020 |
| Name | Verified Name |
|---|---|
| Address | 725 PATTERSONVILLE RYNEX CORNERS RD, SCHENECTADY, NY 12306-6914 |
| Investor | Possibly a Property Investor |
| Document Number | 0000029489 |
|---|---|
| Date | Sep 28, 2020 |
| Instrument | 202029489 |
| Name | CAPITAL COMMUNICATIONS FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2050 |
The 2026 property tax bill for 1885 Ferguson St was $8,516, up 1.9% from the year before.
Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| County Subdivision | Rotterdam Town |
| Unified School District | Rotterdam-Mohonasen Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,516.00 (+1.93%) | ||
| 2025 | $8,355.00 | $228,000 Land $13,100 Building $214,900 | $350,800 Land $20,156 Building $330,644 |
| 2023 | $228,000 Land $13,100 Building $214,900 | $300,000 Land $17,237 Building $282,763 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1885 Ferguson St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 1885 Ferguson St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROTTERDAM WD #5 serves 28,000 people · EPA ID NY4600069 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 456 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Fiber | 8,000 / 8,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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