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1908 Elm St, Saint Charles, MO 63301 Property Records

St. Charles County property record for 1908 Elm St, Saint Charles, MO 63301 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,894 sqft · built 1953
Lot Size0.276 acres (12,040 sqft)
OwnerIndividual Name on File
Last Sale$380,579 (Oct 2024)
Tax Bill$2,707 (2025)
Deeds & MortgagesJan 2019 Transfer
Flood ZoneZone X (minimal risk)
APN077590A000

Property Details

APN / Parcel Number

Primary APN077590A000
Alternative APN
  • 6-009B-0007-00-0016.0000000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,894 sqft Living Area
Gross Area2,765 sqft
1st Floor Area1,508 sqft
Basement Area1,257 sqft
Finished Basement386 sqft
Unfinished Basement871 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1953
Effective Year BuiltEffective 1953
Architectural StyleMulti-Level
Exterior MaterialBrick/Stone
Roof TypeGable
Roof MaterialAsphalt
Lot Area12,040 sqft (0.276 acres)
Lot Dimensions140 ft deep x 86 ft wide
Garage TypeDetached
Garage Area528 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area199 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Account Number077590A000
Street Address1908 ELM ST
CitySAINT CHARLES
StateMO
Zip63301-1754
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPRAIRIE HAUTE COMMON FIELD
Legal SubdivisionADAM BOSCHERT SUB
Legal Lot Number16
JurisdictionST CHARLES MO
Township / Civil DivisionRIVERS
Census Block Group1
Census Block1021
Census Tract310302

Owner

Source: St. Charles County records · APN 077590A000

Assessment roll updated August 13, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1908 ELM ST, SAINT CHARLES, MO 63301-1754
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 23, 2024 · Amount on Record
Deed SaleOct 23, 2024 · Amount on Record
Deed Document Number202444047
Prior Transfer DateJan 02, 2019
Prior Transfer Doc0070240483
Record UpdatedJun 08, 2026

January 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionST CHARLES MO
Recording DateJan 10, 2019
Property Address1908 ELM ST, SAINT CHARLES, MO 63301-1754
Document Number0070240483
Book / Page007024 / 000483
Instrument DateJan 02, 2019
Instrument14760
Transaction TypeTransfer
Record UpdatedJan 29, 2019

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address1908 ELM ST ST CHARLES MO 633011754, ST CHARLES, MO 63301-1754

Tax Assessment & Valuation

Source: St. Charles County records · Assessment roll updated August 13, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalitySt. Charles City
Unified School DistrictSt. Charles R-VI School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$2,707.00 (+2.89%)$43,094 (+5.4%)$226,808 (+5.39%) Land $54,000 Building $172,808
2024$2,631.00
2023$40,888
2022$215,200 Land $54,000 Building $161,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291833103021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 12 individual NFIP policies nearby
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies12 in force
Nearby Flood Claims63 (1979–2022)
Claims Outside the SFHA3 of 63
Most Recent ClaimJul 2022, rainfall accumulation, Severe Storms And Flooding
Claims By Storm
  • Severe Storms And Flooding, Jul 2022 · 9 claims
  • Flooding, Jun 2011 · 6 claims
  • Severe Storms & Flooding, Aug 1993 · 30 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 561 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
SpectrumCable1,000 / 1,000
T-Mobile USAFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: AT&T, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

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