St. Charles County property record for 1817 Elm St, Saint Charles, MO 63301 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 3.5 Baths |
| Year Built | Built 1957 |
| Square Footage | 2,800 sqft Living Area |
| Lot Size | 19,166 sqft (0.44 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $227,000 (2015) |
| Tax Bill | $3,746.00 (2025) |
Source: St. Charles County records · APN 028820A000
Assessment roll updated August 13, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1817 ELM ST, SAINT CHARLES, MO 63301-1792 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 30, 2026 | Deed of Trust, Mortgage · Line of Credit GOODLEAP LLC |
| Feb 01, 2020 | Loan Modification, Mortgage JP MORGAN CHASE BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 20, 2015 · Amount on Record |
| Deed Sale | Jul 20, 2015 · Amount on Record |
| Prior Sale | Jun 01, 2005 |
| Deed Doc Number | 2015473780 |
| Deed Book / Page | 6391 / 800 |
| Prior Transfer Date | Jan 27, 2003 |
| Prior Transfer Doc | 0000013988 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Jun 30, 2026 |
| Property Address | 1817 ELM ST, SAINT CHARLES, MO 63301-1792 |
| Document Number | 0000030476 |
| Instrument Date | Jun 20, 2026 |
| Instrument | 202630476 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Name | Verified Name |
|---|---|
| Address | 1817 ELM ST, SAINT CHARLES, MO 63301-1792 |
| Document Number | 0000030476, |
|---|---|
| Date | Jun 30, 2026 |
| Instrument | 202630476 |
| Name | GOODLEAP LLC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jul 16, 2046 |
| Rate | 6.51% |
|---|---|
| Max Rate | -1% |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 1817 ELM ST, SAINT CHARLES, MO 63301-1792 |
| Document Number | 0072300797 |
| Instrument Date | Feb 01, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 05, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 1817 ELM ST ST CHARLES MO 633011792, ST CHARLES, MO 63301-1792 |
| Document Number | 0072300797 |
|---|---|
| Date | Feb 12, 2020 |
| Book Page | 007230/000797 |
| Instrument | 88060 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43219-6009 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Feb 11, 2050 |
| Rate | 3.5% |
|---|
Source: St. Charles County records · Assessment roll updated August 13, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Charles City |
| Unified School District | St. Charles R-VI School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,746.00 | $59,841 (-0.35%) | $314,952 (-0.36%) Land $54,000 Building $260,952 |
| 2023 | $60,054 | ||
| 2022 | $316,078 Land $54,000 Building $262,078 |
Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 028820A000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 6 Rooms |
| Building Area | 2,800 sqft Living Area |
| Gross Area | 4,528 sqft Gross Area |
| 1st Floor | 2,000 sqft 1st Floor |
| Basement Area | 2,000 sqft Basement |
| Finished Basement | 800 sqft Finished |
| Unfinished Basement | 1,200 sqft Unfinished |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Architectural Style | Ranch Style |
| Exterior Material | Brick/Stone (Brick and/or Stone) Exterior |
| Roof Construction | Hip Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 19,166 sqft (0.44 acres) |
| Depth X Width | 200 ft x 100 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 528 sqft Garage |
| Porch | Open Porch |
| Porch Area | 208 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Gas Heating Fuel |
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Account Number | 028820A000 |
|---|---|
| Street Address | 1817 ELM ST |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63301-1792 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | PRAIRIE HAUTE COMMON FIELDS |
| Legal Subdivision | PRAIRIE HAUTE COMMON FIELD SUR |
| Legal Lot Number | 9 |
| Jurisdiction | ST CHARLES MO |
| Minor Civil Division | LINDENWOOD |
| Census Blockgroup | 2 |
| Census Block | 2026 |
| Census Tract | 310601 |
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