1908 Cornwall Ave, Waterloo, IA 50702 Property Records

Black Hawk County property record for 1908 Cornwall Ave, Waterloo, IA 50702 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 1957
Square Footage912 sqft Living Area
Lot Size9,450 sqft (0.217 acres)
OccupancyOwner Occupied
Last Sale$138,000 (2017)
Tax Bill$3,010.00 (2025)

Property Details

APN / Parcel Number

Primary APN8913-36-406-005

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Total Rooms7 Rooms
Building Area912 sqft Living Area
1st Floor912 sqft 1st Floor
Basement Area912 sqft Basement
Finished Basement550 sqft Finished
Game RoomGame Room
Stories1 Stories
Primary FlooringTile Flooring
Interior StructurePlaster Interior Structure

Exterior

Year BuiltBuilt 1957
Effective Year BuiltEffective 1957
Exterior MaterialVinyl Exterior
Construction TypeFrame Construction
Roof ConstructionHip Roof Construction
Roof MaterialAsphalt Roof
Lot Area9,450 sqft (0.217 acres)
Depth X Width135 ft x 70 ft Depth x Width
Parking Spaces3 Parking Spaces
Garage TypeDetached Garage
Garage Area831 sqft Garage
Deck Area312 sqft Deck
Patio Area312 sqft Patio
Porch Area32 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address1908 CORNWALL AVE
CityWATERLOO
StateIA
Zip50702-2604
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionMC LENDONS FIRST ADDITION LOT 265
Legal Range13W
Legal Township89N
Legal Section36
Legal SubdivisionMC LENDONS FIRST ADDITION
Legal Lot Number265
JurisdictionBLACK HAWK IA
Minor Civil DivisionWATERLOO
Census Blockgroup3
Census Block3007
Census Tract1000

Owner

Source: Black Hawk County records · APN 8913-36-406-005

Assessment roll updated October 17, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1908 CORNWALL AVE, WATERLOO, IA 50702-2604
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Apr 04, 2024Intrafamily Transfer, Transfer
May 01, 2023Intrafamily Transfer, Transfer · Line of Credit
DEERE EMPLOYEES CU
Mar 01, 2017Warranty Deed, Transfer · Veterans Administration Mortgage
GERSHMAN INVESTMENT CORP

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 01, 2017 · Amount on Record
Deed SaleMar 01, 2017 · Amount on Record
Prior SaleOct 01, 2013 · Amount on Record
Deed Doc Number201715275
Last Transfer DateApr 11, 2023
Transfer Doc202300014568
Record RefreshedSep 20, 2026

April 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionBLACK HAWK IA
Recording DateApr 04, 2024
Property Address1908 CORNWALL AVE, WATERLOO, IA 50702-2604
Document Number202400012210
Instrument DateMar 08, 2024
Instrument202400012210
Transaction TypeTransfer
Record UpdatedApr 26, 2024

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1908 CORNWALL AVE, WATERLOO, IA 50702-2604

May 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionBLACK HAWK IA
Recording DateMay 01, 2023
Property Address1908 CORNWALL AVE, WATERLOO, IA 50702-2604
Document Number202300014568
Instrument DateApr 11, 2023
Instrument202300014568
Transaction TypeTransfer
Record UpdatedApr 26, 2024

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address1908 CORNWALL AVE, WATERLOO, IA 50702-2604

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address1908 CORNWALL AVE, WATERLOO, IA 50702-2604

Mortgage

Document Number202300014570
DateMay 01, 2023
Instrument202300014570
Lender
NameDEERE EMPLOYEES CU
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount Recorded
Term299 Months
DueApr 25, 2048
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

Mortgage

Document Number202300014569
DateMay 01, 2023
Instrument202300014569
Lender
NameDEERE EMPLOYEES CU
TypeCredit Union
AddressMOLINE, IL 61265
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2053
Interest
Rate TypeAdjustable Rate
Rate5.25%
Type Change DateMay 01, 2030
Change FrequencyAnnually
Min Rate At Change5.25%
Max Rate At Change7.25%
Index52-Week T-Bill (1-Year)
Max Rate10.2%

March 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBLACK HAWK IA
Recording DateMar 01, 2017
Property Address1908 CORNWALL AVE, WATERLOO, IA 50702-2604
Document Number201700015275
Instrument DateMar 01, 2017
Instrument2017-00015275
Transaction TypeTransfer
Record UpdatedApr 26, 2024

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$220.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1908 CORNWALL AVE, WATERLOO, IA 50702-2604

Mortgage

Document Number201700015276
DateMar 01, 2017
Instrument2017-00015276
Lender
NameGERSHMAN INVESTMENT CORP
TypeMortgage Company
AddressSAINT LOUIS, MO 63105
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2047

Tax Assessment & Valuation

Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateIowa
CountyBlack Hawk County
MunicipalityWaterloo City
Unified School DistrictWaterloo Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,010.00 Homeowner's exemption$169,240 (+7.51%) Land $24,260 Building $144,980$169,240 (+7.51%) Land $24,260 Building $144,980
2024$3,010.00 (+16.67%)
2023$157,420 (+21.37%) Land $24,260 Building $133,160$157,420 (+21.37%) Land $24,260 Building $133,160
2022$2,580.00 Homeowner's exemption$129,700 Land $24,260 Building $105,440
2021$129,700 Land $24,260 Building $105,440

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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