1906 Cornwall Ave, Waterloo, IA 50702 Property Records

Black Hawk County property record for 1906 Cornwall Ave, Waterloo, IA 50702

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,104 sqft · built 1957
Lot Size0.217 acres (9,450 sqft)
Owner2 Individual Names on Record
Last Sale$124,000 (Dec 2016)
Tax Bill$3,604 (2025)
Deeds & MortgagesJun 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN8913-36-406-004

Property Details

APN / Parcel Number

Primary APN8913-36-406-004

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area1,104 sqft Living Area
1st Floor Area1,104 sqft
Basement Area1,104 sqft
Finished Basement700 sqft
FlooringCarpet
Interior WallsPlaster

Exterior

Year BuiltBuilt 1957
Effective Year BuiltEffective 1957
Exterior MaterialVinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area9,450 sqft (0.217 acres)
Lot Dimensions135 ft deep x 70 ft wide
Garage TypeDetached
Garage Area576 sqft
Parking Spaces2 Parking Spaces
Deck AreaDeck Area
Patio Area216 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address1906 CORNWALL AVE
CityWATERLOO
StateIA
Zip50702-2604
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMC LENDONS FIRST ADDITION LOT 264
Legal Range13W
Legal Township89N
Legal Section36
Legal SubdivisionMC LENDONS FIRST ADDITION
Legal Lot Number264
JurisdictionBLACK HAWK IA
Township / Civil DivisionWATERLOO
Census Block Group3
Census Block3007
Census Tract1000

Owner

Source: Black Hawk County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1906 CORNWALL AVE, WATERLOO, IA 50702-2604
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 21, 2016 · Amount on Record
Deed SaleDec 21, 2016 · Amount on Record
Prior SaleJul 17, 2007 · Amount on Record
Deed Document Number20162017-00011586
Prior Transfer DateJul 16, 2007
Prior Transfer Doc2008001234
Record UpdatedOct 29, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBLACK HAWK IA
Property Address1906 CORNWALL AVE, WATERLOO, IA 50702-2604
Transaction TypeMortgage
Record UpdatedAug 9, 2022
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202100026261
DateJun 14, 2021
Instrument202100026261
Lender
NameUS BANK NA
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJun 1, 2036

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

TypeName
StateIowa
CountyBlack Hawk County
MunicipalityWaterloo City
Unified School DistrictWaterloo Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,604.00 (+4.95%) Homeowner's exemption$187,490 (+11.28%) Land $24,260 Building $163,230$187,490 (+11.28%) Land $24,260 Building $163,230
2024$3,434.00 (+21.09%)
2023$168,480 (+22.08%) Land $24,260 Building $144,220$168,480 (+22.08%) Land $24,260 Building $144,220
2022$2,836.00 Homeowner's exemption$138,010 Land $24,260 Building $113,750
2021$138,010 Land $24,260 Building $113,750

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2013)
Claims Outside the SFHA1 of 1
Most Recent ClaimMay 2013 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWATERLOO WATER WORKS
serves 69,504 people · EPA ID IA0790074
Water SourceGroundwater
Last State InspectionNov 2023
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Mediacom Xtream
Cable · Fiber in parts of the area
1,000 / 50
Verizon
Fixed Wireless
300 / 20
GigFire
Fixed Wireless
150 / 130
AT&T
Fixed Wireless
100 / 20

May also be available: Nextlink, Waterloo Fiber.

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