1908 4th St NW, Grand Rapids, MI 49504 Property Records

Kent County property record for 1908 4th St NW, Grand Rapids, MI 49504

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,026 sqft · built 1955
Lot Size	0.165 acres (7,200 sqft)
Owner	2 Individual Names on File
Last Sale	$260,000 (Dec 2025)
Tax Bill	$2,263 (2025)
Deeds & Mortgages	Oct 2022 Mortgage Jul 2023 Mortgage + 7 more
Flood Zone	Zone X (minimal risk)
APN	`41-13-22-405-012`

Property Details

APN / Parcel Number

Primary APN	`41-13-22-405-012`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,026 sqft Living Area
1st Floor Area	1,026 sqft
Basement Area	1,026 sqft
Unfinished Basement	1,026 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1985
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Lot Area	7,200 sqft (0.165 acres)
Lot Dimensions	120 ft deep x 60 ft wide
Garage Area	525 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	31 sqft
Patio Area	84 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1908 4TH ST NW
City	GRAND RAPIDS
State	MI
Zip	49504-4817
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MCN-LDR
Legal Description	LOT 286* SHAWMUT HILLS NO. 1
Legal Subdivision	SHAWMUT HILLS NO. 1
Legal Lot Number	286
Jurisdiction	KENT MI
Township / Civil Division	GRAND RAPIDS
Census Block Group	2
Census Block	2005
Census Tract	1700

Owner

1908 4th St NW is owned and occupied by two individuals who bought it in December 2025.

Source: Kent County records, as of September 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1908 4TH ST NW, GRAND RAPIDS, MI 49504-4817
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2022	Deed of Trust, Mortgage · VA Mortgage VILLAGE CAPITAL & INVESTMENT LLC
Jul 11, 2023	Deed of Trust, Mortgage · VA Mortgage VILLAGE CAPITAL & INVESTMENT LLC
Apr 1, 2024	Deed of Trust, Mortgage · VA Mortgage VILLAGE CAPITAL & INVESTMENT LLC
Jan 15, 2025	Deed of Trust, Mortgage · VA Mortgage VILLAGE CAPITAL & INVESTMENT LLC
Dec 18, 2025	Warranty Deed, Transfer · FHA Mortgage MERCANTILE BANK
Dec 2, 2022	Agreement of Sale, Transfer
Jan 26, 2017	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Sep 5, 2017	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
May 9, 2018	Deed of Trust, Mortgage · VA Mortgage CLEARPATH LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 18, 2025 · Amount on File
Deed Sale	Dec 18, 2025 · Amount on File
Prior Sale	Apr 28, 2014 · Amount on File
Deed Document Number	202582361
Prior Transfer Date	Jan 28, 2010
Prior Transfer Doc	0000010011
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	1908 4TH ST NW, GRAND RAPIDS, MI 49504-4817
Transaction Type	Mortgage
Record Updated	Jan 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1908 4TH ST NW, GRAND RAPIDS, MI 49504-4817

Mortgage

Document Number	0000078104
Date	Oct 7, 2022
Instrument	20221007-0078104

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Mortgage Company
Address	HENDERSON, NV 89074

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2052

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	1908 4TH ST NW, GRAND RAPIDS, MI 49504-4817
Transaction Type	Mortgage
Record Updated	Jan 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1908 4TH ST NW, GRAND RAPIDS, MI 49504-4817

Mortgage

Document Number	0000038667
Date	Jul 11, 2023
Instrument	20230711-0038667

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Mortgage Company
Address	HENDERSON, NV 89074

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2053

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	1908 4TH ST NW, GRAND RAPIDS, MI 49504-4817
Transaction Type	Mortgage
Record Updated	Jan 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1908 4TH ST NW, GRAND RAPIDS, MI 49504-4817

Mortgage

Document Number	0000015819
Date	Apr 1, 2024
Instrument	20240401-0015819

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Mortgage Company
Address	HENDERSON, NV 89074

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2054

January 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	1908 4TH ST NW, GRAND RAPIDS, MI 49504-4817
Transaction Type	Mortgage
Record Updated	Jan 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1908 4TH ST NW, GRAND RAPIDS, MI 49504-4817

Mortgage

Document Number	0000002567
Date	Jan 15, 2025
Instrument	20250115-0002567

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Mortgage Company
Address	HENDERSON, NV 89074

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	312 Months
Due	Jan 1, 2051

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENT MI
Recording Date	Dec 18, 2025
Property Address	1908 4TH ST NW, GRAND RAPIDS, MI 49504-4817
Document Number	0000082361
Map Reference	LB 49 PG 33
Instrument Date	Dec 12, 2025
Instrument	20251218-0082361
Transaction Type	Transfer
Record Updated	Jan 2, 2026
Title Company	CHICAGO TITLE MERIDIAN, CHICAGO TITLE OF MI INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,950.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	64 W LAKE ST, SAND LAKE, MI 49343-8759

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1908 4TH ST NW, GRAND RAPIDS, MI 49504-4817

Mortgage

Document Number	0000082362
Date	Dec 18, 2025
Instrument	20251218-0082362

Lender

Name	MERCANTILE BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

December 2022: Agreement of Sale, Transfer

Document Type	Agreement of Sale
Jurisdiction	KENT MI
Recording Date	Dec 2, 2022
Property Address	1908 4TH ST NW, GRAND RAPIDS, MI 49504-4817
Document Number	0000090225
Instrument Date	Sep 8, 2022
Instrument	20221202-0090225
Transaction Type	Transfer
Record Updated	Jan 2, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1908 4TH ST NW, GRAND RAPIDS, MI 49504-4817

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	462 HOSTA, HOWELL, MI 48843-7603

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	1908 4TH ST NW, GRAND RAPIDS, MI 49504-4817
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007584
Date	Jan 26, 2017
Instrument	20170126-0007584

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2047

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	1908 4TH ST NW, GRAND RAPIDS, MI 49504-4817
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000074349
Date	Sep 5, 2017
Instrument	20170905-0074349

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	353 Months
Due	Feb 1, 2047

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	1908 4TH ST NW, GRAND RAPIDS, MI 49504-4817
Document Number	0000039045
Instrument Date	May 9, 2018
Transaction Type	Mortgage
Record Updated	Jun 12, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1908 4TH ST NW GRAND RAPIDS MI 495044817, GRAND RAPIDS, MI 49504-4817

Mortgage

Document Number	0000039045
Date	May 21, 2018
Instrument	39045

Lender

Name	CLEARPATH LNDG
Address	IRVINE, CA 92618

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 20, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.25%

Tax Assessment & Valuation

The 2025 property tax bill for 1908 4th St NW was $2,263.

Source: Kent County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kent County
Municipality	Grand Rapids City
Unified School District	Grand Rapids Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$134,400 (-0.59%)	$268,800 (-0.59%)
2025	$2,263.00	$135,200	$270,400
2023		$100,200	$200,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1908 4th St NW in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 1, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1908 4th St NW has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRAND RAPIDS serves 306,901 people · EPA ID MI0002790
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	7 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 390 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Metronet.

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