1856 4th St NW, Grand Rapids, MI 49504 Property Records

Kent County property record for 1856 4th St NW, Grand Rapids, MI 49504

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,516 sqft · built 1961
Lot Size	0.413 acres (18,000 sqft)
Owner	Individual Name on File
Last Sale	$129,300 (Mar 2014)
Tax Bill	$3,693 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Nov 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`41-13-22-405-014`

Property Details

APN / Parcel Number

Primary APN	`41-13-22-405-014`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,516 sqft Living Area
1st Floor Area	1,511 sqft
Basement Area	1,511 sqft
Finished Basement	1,511 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Exterior Material	Brick
Roof Type	Hip
Lot Area	18,000 sqft (0.413 acres)
Lot Dimensions	180 ft deep x 100 ft wide
Garage Area	644 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	42 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1856 4TH ST NW
City	GRAND RAPIDS
State	MI
Zip	49504-4816
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MCN-LDR
Legal Description	PART OF NW 1/4 OF SE 1/4 OF* SEC 22 T7N R12W* COM ON S LINE OF FOURTH ST AT ITS INTERSECTION WITH W LINE OF SE 1/4 OF NW 1/4
Legal Range	12W
Legal Township	07N
Legal Section	22
Jurisdiction	KENT MI
Township / Civil Division	GRAND RAPIDS
Census Block Group	2
Census Block	2005
Census Tract	1700

Owner

1856 4th St NW is owned and occupied by an individual who bought it in March 2014.

Source: Kent County records, as of September 18, 2026

Owner of Record	Individual Name on File
Mailing Address	1856 4TH ST NW, GRAND RAPIDS, MI 49504-4816
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2026	Deed of Trust, Mortgage · Line of Credit LAKE MICHIGAN CREDIT UNION
Nov 24, 2017	Deed of Trust, Mortgage · Line of Credit LAKE MI CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 10, 2014 · Amount on File
Deed Sale	Mar 10, 2014 · Amount on File
Prior Sale	Nov 4, 1996
Deed Document Number	201416209
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Recording Date	Aug 25, 2026
Property Address	1856 4TH ST NW, GRAND RAPIDS, MI 49504-4816
Document Number	0000057774
Instrument Date	Aug 19, 2026
Instrument	202657774
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1856 4TH ST NW, GRAND RAPIDS, MI 49504-4816

Mortgage

Document Number	0000057774,
Date	Aug 25, 2026
Instrument	202657774

Lender

Name	LAKE MICHIGAN CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Aug 15, 2051

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	1856 4TH ST NW, GRAND RAPIDS, MI 49504-4816
Document Number	0000100446
Instrument Date	Nov 24, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1856 4TH ST NW GRAND RAPIDS MI 495044816, GRAND RAPIDS, MI 49504-4816

Mortgage

Document Number	0000100446
Date	Dec 1, 2017
Instrument	100446

Lender

Name	LAKE MI CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501-2848

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Nov 30, 2042

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1856 4th St NW was $3,693.

Source: Kent County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kent County
Municipality	Grand Rapids City
Unified School District	Grand Rapids Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$208,700 (+0.92%)	$417,400 (+0.92%)
2025	$3,693.00	$206,800	$413,600
2023		$153,800	$307,600
2021	$3,197.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1856 4th St NW in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 1, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1856 4th St NW has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRAND RAPIDS serves 306,901 people · EPA ID MI0002790
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	7 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 390 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Metronet.

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