Monroe County property record for 1907 Upper Valley Rd, Effort, PA 18330
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 892 sqft · built 1974 |
| Lot Size | 1.03 acres (44,867 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $212,000 (Jan 2022) |
| Tax Bill | $780 (2026) |
| Deeds & Mortgages | Aug 2021 Line of Credit Jul 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02.15.2.40-160 |
| Primary APN | 02.15.2.40-160 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 1 Room |
| Stories | 1 Story |
| Building Area | 892 sqft Living Area |
| 1st Floor Area | 892 sqft |
| Flooring | Carpet |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 44,867 sqft (1.03 acres) |
| Lot Dimensions | 150 ft deep x 100 ft wide |
| Garage Area | 360 sqft |
| Parking Spaces | 1 Parking Space |
| Shed | 1 Shed |
| Shed Area | 64 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 02633001257338 |
|---|---|
| Street Address | 1907 UPPER VALLEY RD |
| City | EFFORT |
| State | PA |
| Zip | 18330-8184 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-S |
| Legal Description | LOTS 957, 959, & 961 |
| Legal Subdivision | SUN VALLEY |
| Legal Block | 25 |
| Legal Lot Number | 957,959 |
| Jurisdiction | MONROE PA |
| Township / Civil Division | CHESTNUTHILL |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 301204 |
Source: Monroe County records, as of September 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1907 UPPER VALLEY RD, EFFORT, PA 18330-8184 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 13, 2021 | Deed of Trust, Mortgage · Line of Credit NBT BANK NATIONAL ASSOCIATION |
| Jul 16, 2019 | Deed of Trust, Mortgage · Commercial Mortgage NBT BANK NATIONAL ASSOCIATION |
| Jan 31, 2022 | Deed, Transfer · FHA Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANC |
| Sep 14, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 31, 2022 · Amount on Record |
| Deed Sale | Jan 31, 2022 · Amount on Record |
| Prior Sale | Jun 25, 2015 |
| Deed Document Number | 20223436 |
| Deed Book / Page | 2600 / 7215 |
| Prior Transfer Date | Aug 30, 2017 |
| Prior Transfer Doc | 0000023244 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE PA |
| Property Address | 1907 UPPER VALLEY RD, EFFORT, PA 18330-8184 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000027665 |
|---|---|
| Date | Aug 13, 2021 |
| Book Page | 2585/2454 |
| Instrument | 202127665 |
| Name | NBT BANK NATIONAL ASSOCIATION |
|---|---|
| Type | Bank |
| Address | NORWICH, NY 13815 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE PA |
| Property Address | 1907 UPPER VALLEY RD, EFFORT, PA 18330-8184 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000016944 |
|---|---|
| Date | Jul 16, 2019 |
| Book Page | 2532/2399 |
| Instrument | 201916944 |
| Name | NBT BANK NATIONAL ASSOCIATION |
|---|---|
| Type | Bank |
| Address | NORWICH, NY 13815 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONROE PA |
| Recording Date | Jan 31, 2022 |
| Property Address | 1907 UPPER VALLEY RD, EFFORT, PA 18330-8184 |
| Document Number | 0000003436 |
| Book / Page | 2600 / 7215 |
| Instrument Date | Jan 28, 2022 |
| Instrument | 202203436 |
| Transaction Type | Transfer |
| Record Updated | Jun 9, 2022 |
| Title Company | CARBON SEARCH AND SETTLEMENT INC, CARBON SEARCH & SETTLEMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,120.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1907 UPPER VALLEY RD, EFFORT, PA 18330-8184 |
| Document Number | 0000003437 |
|---|---|
| Date | Jan 31, 2022 |
| Instrument | 202203437 |
| Name | AMERICAN NEIGHBORHOOD MTG ACCEPTANC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Index | 6-Month T-Bill |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MONROE PA |
| Recording Date | Sep 14, 2017 |
| Property Address | 1907 UPPER VALLEY RD, EFFORT, PA 18330-8184 |
| Document Number | 0000023244 |
| Book / Page | 002498 / 000672 |
| Instrument Date | Aug 30, 2017 |
| Instrument | 23244 |
| Transaction Type | Transfer |
| Record Updated | Sep 28, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1909 UPPER VALLEY RD EFFORT PA 18330, EFFORT, PA 18330 |
Source: Monroe County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Monroe County |
| County Subdivision | Chestnuthill Township |
| Unified School District | Pleasant Valley School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $780.00 (+22.64%) | $95,910 (-) Land $18,560 Building $77,350 | |
| 2024 | $636.00 (+12.77%) | $95,910 (-) Land $18,560 Building $77,350 | |
| 2023 | $564.00 | $95,910 Land $18,560 Building $77,350 | |
| 2019 | $95,910 Land $18,560 Building $77,350 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 13, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 4 (1996–2004) |
| Most Recent Claim | Sep 2004 · Tropical Depression Ivan |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 81% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Blue Ridge Cable Technologies Cable | 2,000 / 40 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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