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1907 Smith Rd, Lodi, NY 14860 Property Records

Seneca County and Lodi Town property record for 1907 Smith Rd, Lodi, NY 14860

Property Summary

Property TypeRural Home
Details5 bd · 4 ba · 3,984 sqft · built 1989
Lot Size10.9 acres (474,804 sqft)
Owner2 Individual Names on Record
Last Sale$364,038 (Nov 2021)
Tax Bill$10,101 (2026)
Deeds & MortgagesNov 2021 Sale & Mortgage
APN452689 12-1-24.112

Property Details

APN / Parcel Number

Primary APN452689 12-1-24.112
Alternative APN
  • 268901200000010241120000

Interior

Bedrooms5 Beds
Full Baths4 Baths
Stories2 Stories
Building Area3,984 sqft Living Area
1st Floor Area1,532 sqft
2nd Floor Area920 sqft
Basement Area1,532 sqft
Finished Basement1,532 sqft
Unfinished Basement1,532 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Architectural StyleContemporary
Exterior MaterialWood
Lot Area474,804 sqft (10.9 acres)
Garage TypeAttached
Garage Area1,264 sqft
Parking Spaces5 Parking Spaces
PorchSlab
Porch Area800 sqft
Patio Area40 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil
SewerSeptic
Water SourceWell

Location & Zoning

Street Address1907 SMITH RD
CityLODI
StateNY
Zip14860-9711
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Local Zoning Code01
Legal Description12-1-24.111 MERGED 1997 DB489/302
Legal Block1
Legal Lot Number24.112
JurisdictionSENECA NY
Township / Civil DivisionLODI
Census Block Group5
Census Block5018
Census Tract950900

Owner

Source: Seneca County and Lodi Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1907 SMITH RD, LODI, NY 14860-9711
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 8, 2021 · Amount on Record
Deed SaleNov 8, 2021 · Amount on Record
Deed Document Number202155965
Deed Book / Page1044 / 34
Record UpdatedOct 29, 2026

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSENECA NY
Recording DateNov 8, 2021
Property Address1907 SMITH RD, LODI, NY 14860-9711
Document Number0001044/34
Book / Page1044 / 34
Instrument DateNov 5, 2021
Instrument55965
Transaction TypeTransfer
Record UpdatedDec 28, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7 CHURCH ST, WATERLOO, NY 13165-1419

Mortgage

Document Number0000055966
DateNov 8, 2021
Instrument55966
Lender
NameFIVE STAR BANK
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Seneca County and Lodi Town assessment roll, as of May 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySeneca County
County SubdivisionLodi Town
Unified School DistrictSouth Seneca Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$10,101.00 (+7.59%)
2025$9,388.00 (+163.41%)$253,000 (-) Land $34,800 Building $218,200$602,381 (+16.67%) Land $82,857 Building $519,524
2023$253,000 Land $34,800 Building $218,200$516,327 Land $71,020 Building $445,307
2019$3,564.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Empire Long Distance
Fiber		1,000 / 100
Verizon
Fixed Wireless		300 / 20
CBN
Fixed Wireless · not low latency		100 / 100
T-Mobile
Fixed Wireless		100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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