Seneca County and Lodi Town property record for 2054 Smith Rd, Lodi, NY 14860
| Property Type | Rural Home |
|---|---|
| Details | 4 bd · 1 ba · 1,728 sqft · built 1900 |
| Lot Size | 71.8 acres (3,127,608 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $320,000 (Aug 2022) |
| Tax Bill | $5,552 (2026) |
| Deeds & Mortgages | Jun 2011 Mortgage Aug 2022 Sale & Mortgage |
| APN | 452689 15-1-03 |
| Primary APN | 452689 15-1-03 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,728 sqft Living Area |
| 1st Floor Area | 1,188 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Lot Area | 3,127,608 sqft (71.8 acres) |
| Garage Type | Attached |
| Garage Area | 500 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 235 sqft |
| Milk House | Milk House |
| Total Buildings | 2 Buildings |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 2054 SMITH RD |
|---|---|
| City | LODI |
| State | NY |
| Zip | 14860-9711 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | 01 |
| Legal Description | MB94-485 |
| Legal Block | 1 |
| Legal Lot Number | 3.000 |
| Jurisdiction | SENECA NY |
| Township / Civil Division | LODI |
| Census Block Group | 5 |
| Census Block | 5051 |
| Census Tract | 950900 |
2054 Smith Rd, a rural home, is owned and occupied by two individuals who bought it in August 2022.
Source: Seneca County and Lodi Town records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2054 SMITH RD, LODI, NY 14860-9711 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 16, 2011 | Deed of Trust, Mortgage TOMPKINS TRUST CO |
| Aug 18, 2022 | Warranty Deed, Transfer · Stand-Alone First Mortgage FINGER LAKES FEDERAL CREDIT UNION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 18, 2022 · Amount on File |
| Deed Sale | Aug 18, 2022 · Amount on File |
| Prior Sale | Dec 23, 1994 · Amount on File |
| Deed Book / Page | 1062 / 260 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SENECA NY |
| Property Address | 2054 SMITH RD, LODI, NY 14860-9711 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000001339/0000000120 |
|---|---|
| Date | Jun 16, 2011 |
| Book Page | 0000001339/0000000120 |
| Instrument | 0000006824 |
| Name | TOMPKINS TRUST CO |
|---|---|
| Type | Mortgage Company |
| Amount | Amount on Record |
|---|---|
| Term | 343 Months |
| Due | Jan 1, 2040 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SENECA NY |
| Recording Date | Aug 18, 2022 |
| Property Address | 2054 SMITH RD, LODI, NY 14860-9711 |
| Document Number | 001062/260 |
| Book / Page | 1062 / 260 |
| Instrument Date | Jul 22, 2022 |
| Instrument | 59761 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 2159 SOUTH ST, OVID, NY 14521-9501 |
| Document Number | 0001864297 |
|---|---|
| Date | Aug 18, 2022 |
| Instrument | 1864/297 |
| Name | FINGER LAKES FEDERAL CREDIT UNION |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2052 |
The 2026 property tax bill for 2054 Smith Rd was $5,552, up 6.1% from the year before.
Source: Seneca County and Lodi Town assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Seneca County |
| County Subdivision | Lodi Town |
| Unified School District | South Seneca Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,552.00 (+6.14%) | ||
| 2025 | $5,231.00 | $163,900 Land $105,000 Building $58,900 | $390,238 Land $250,000 Building $140,238 |
| 2023 | $163,900 Land $105,000 Building $58,900 | $334,490 Land $214,286 Building $120,204 | |
| 2019 | $1,729.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 2054 Smith Rd; 3 flood insurance policies are in force nearby.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2054 Smith Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
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