Boyd County property record for 1907 Ray St, Ashland, KY 41101
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,008 sqft · built 1930 |
| Lot Size | 0.34 acres (14,812 sqft) |
| Owner | Individual Name on File |
| Last Sale | $84,400 (Sep 2022) |
| Tax Bill | $534 (2025) |
| Deeds & Mortgages | Sep 2022 Sale & Mortgage May 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 038-02-03-007.00 |
| Primary APN | 038-02-03-007.00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,008 sqft Living Area |
| Basement Area | 1,008 sqft |
| Unfinished Basement | 1,008 sqft |
| Year Built | Built 1930 |
|---|---|
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 14,812 sqft (0.34 acres) |
| Lot Dimensions | 161 ft deep x 92 ft wide |
| Porch | Porch |
| Porch Area | 224 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 741451 |
|---|---|
| Street Address | 1907 RAY ST |
| City | ASHLAND |
| State | KY |
| Zip | 41101-4149 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RESIDENTIAL |
| Legal Description | LOTS 2 & 3 BLOCK B HATFIELD SUBDIVISION |
| Legal Subdivision | B HATFIELD SUBITION |
| Legal Block | B |
| Legal Lot Number | 2,3 |
| Jurisdiction | BOYD KY |
| Township / Civil Division | ASHLAND |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 30400 |
Source: Boyd County records · APN 038-02-03-007.00
Assessment roll updated April 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 1907 RAY ST, ASHLAND, KY 41101-4149 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 19, 2022 | Deed, Transfer · Conventional Mortgage PEOPLES BANK |
| May 31, 2017 | Deed of Trust, Mortgage · Conventional Mortgage ASHLAND CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 19, 2022 · Amount on Record |
| Deed Sale | Sep 19, 2022 · Amount on Record |
| Prior Sale | Oct 18, 2011 · Amount on Record |
| Deed Document Number | 10014510 |
| Deed Book / Page | 843 / 535 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BOYD KY |
| Recording Date | Sep 19, 2022 |
| Property Address | 1907 RAY ST, ASHLAND, KY 41101-4149 |
| Document Number | 000843/535 |
| Book / Page | 843 / 535 |
| Map Reference | MB 61 PG 123 |
| Instrument Date | Sep 15, 2022 |
| Instrument | 10014510 |
| Transaction Type | Transfer |
| Record Updated | Oct 10, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $84.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2504 INDIAN RUN RD, 2504, FLATWOODS, KY 41139-2014 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 1907 RAY ST, ASHLAND, KY 41101-4149 |
| Document Number | 0010014511 |
|---|---|
| Date | Sep 19, 2022 |
| Instrument | 10014511 |
| Name | PEOPLES BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BOYD KY |
| Property Address | 1907 RAY ST, ASHLAND, KY 41101-4149 |
| Transaction Type | Mortgage |
| Record Updated | Aug 09, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0M1355/779 |
|---|---|
| Date | May 31, 2017 |
| Book Page | M1355/779 |
| Instrument | 758433 |
| Name | ASHLAND CU |
|---|---|
| Type | Credit Union |
| Address | ASHLAND, KY 41101 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2047 |
Source: Boyd County records · Assessment roll updated April 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Boyd County |
| Municipality | Ashland City |
| Unified School District | Ashland Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $534.00 (-2.38%) | $84,400 (-) Land $15,000 Building $69,400 | $84,400 (-) Land $15,000 Building $69,400 |
| 2023 | $547.00 | $84,400 Land $15,000 Building $69,400 | $84,400 Land $15,000 Building $69,400 |
Source: FEMA National Flood Hazard Layer as of October 15, 2023 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 9 (1979–2021) |
| Claims Outside the SFHA | 3 of 9 |
| Most Recent Claim | Mar 2021 · Severe, Storms, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Uniti Group Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Verizon.
Based on FCC filings for 157 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ASHLAND WATER WORKS serves 44,402 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Also Mapped Here | HECLA WATER ASSOCIATION |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2017 Haloacetic acids resolved · Oct 2016 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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