Boyd County property record for 1813 Ray St, Ashland, KY 41101
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,822 sqft · built 1921 |
| Owner | Individual Name on Record |
| Tax Bill | $752 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 038-02-03-006.00 |
| Primary APN | 038-02-03-006.00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,822 sqft Living Area |
| Year Built | Built 1921 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Porch | Porch |
| Porch Area | 176 sqft |
| Deck Area | 1,100 sqft |
| Cooling System | Wall Unit |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Sewer | Connected |
| Account Number | 671881 |
|---|---|
| Street Address | 1813 RAY ST |
| City | ASHLAND |
| State | KY |
| Zip | 41101-4147 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RESIDENTIAL |
| Legal Description | PART LOT 11 HILLTOP ADDITION |
| Legal Subdivision | HILLTOP ADDITION |
| Legal Lot Number | L11 |
| Jurisdiction | BOYD KY |
| Township / Civil Division | ASHLAND |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 30400 |
Source: Boyd County records, as of January 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1813 RAY ST, ASHLAND, KY 41101-4147 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
Source: Boyd County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Boyd County |
| Municipality | Ashland City |
| Unified School District | Ashland Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $752.00 (-2.59%) | $122,500 (-) Land $20,000 Building $102,500 | $122,500 (-) Land $20,000 Building $102,500 |
| 2023 | $772.00 | $122,500 Land $20,000 Building $102,500 | $122,500 Land $20,000 Building $102,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 9 (1979–2021) |
| Claims Outside the SFHA | 3 of 9 |
| Most Recent Claim | Mar 2021 · Severe, Storms, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ASHLAND WATER WORKS serves 44,402 people · EPA ID KY0100011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Also Mapped Here | HECLA WATER ASSOCIATION |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2017 Haloacetic acids resolved · Oct 2016 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Verizon.
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