1907 Franklin St, Covington, KY 41014 Property Records

Kenton County property record for 1907 Franklin St, Covington, KY 41014

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 880 sqft · built 1890
Lot Size	0.069 acres (3,049 sqft)
Owner	Individual Name on File
Last Sale	$40,500 (Sep 2020)
Tax Bill	$600 (2025)
Deeds & Mortgages	Sep 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`055-12-03-014.00`

Property Details

APN / Parcel Number

Primary APN	`055-12-03-014.00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	880 sqft Finished Area
Gross Area	960 sqft

Exterior

Year Built	Built 1890
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	3,049 sqft (0.069 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Old Parcel Number	0551203014.00
Street Address	1907 FRANKLIN ST
City	COVINGTON
State	KY
Zip	41014-1143
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MURPHY PT LOTS 19-20-21-25
Legal Subdivision	MURPHYS ADDN
Legal Phase	5
Legal Lot Number	19,20 20
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	3
Census Block	3013
Census Tract	65000

Owner

Source: Kenton County assessment roll, as of April 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1907 FRANKLIN ST, COVINGTON, KY 41014-1143
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 30, 2020 · Amount on Record
Deed Sale	Sep 30, 2020 · Amount on Record
Prior Sale	Jul 21, 2016 · Amount on Record
Deed Document Number	0000046443
Deed Book / Page	46 / 443
Record Updated	Jun 8, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Sep 30, 2020
Property Address	1907 FRANKLIN ST, COVINGTON, KY 41014-1143
Document Number	0000000027
Book / Page	000046 / 000443
Instrument Date	Sep 24, 2020
Instrument	27
Transaction Type	Transfer
Record Updated	Oct 22, 2020
Title Company	360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS

Transaction

Amount	Amount Recorded
Tax	$41.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1907 FRANKLIN ST COVINGTON KY 410141143, COVINGTON, KY 41014-1143

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$600.00 (-0.5%)	$45,300 (-) Land $5,000 Building $40,300	$45,300 (-) Land $5,000 Building $40,300
2023	$603.00	$45,300 Land $5,000 Building $40,300	$45,300 Land $5,000 Building $40,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.3% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 956 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cincinnati Bell Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, T-Mobile USA, Verizon.

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