1907 Falls Ave, Waterloo, IA 50701 Property Records

Black Hawk County property record for 1907 Falls Ave, Waterloo, IA 50701

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 520 sqft · built 1928
Lot Size	0.115 acres (5,000 sqft)
Owner	Individual Name on File
Last Sale	$95,000 (May 2024)
Tax Bill	$1,630 (2025)
Deeds & Mortgages	May 2024 Sale & Mortgage Aug 2017 Mortgage + 2 more
Flood Zone	Zone X (reduced by levee)
APN	`8913-22-385-006`

Property Details

APN / Parcel Number

Primary APN	`8913-22-385-006`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	520 sqft Living Area
1st Floor Area	520 sqft
Basement Area	520 sqft
Unfinished Basement	520 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,000 sqft (0.115 acres)
Lot Dimensions	125 ft deep x 40 ft wide

Exterior Amenities

Porch	Porch
Porch Area	40 sqft
Deck Area	282 sqft
Patio Area	282 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1907 FALLS AVE
City	WATERLOO
State	IA
Zip	50701-2326
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HAGERMAN PLACE LOT 2 BLK 4
Legal Range	13W
Legal Township	89N
Legal Section	22
Legal Subdivision	HAGERMAN PLACE
Legal Block	4
Legal Lot Number	2
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	1
Census Block	1045
Census Tract	400

Owner

1907 Falls Ave is owned and occupied by an individual who bought it in May 2024.

Source: Black Hawk County records, as of September 1, 2026

Owner of Record	Individual Name on File
Mailing Address	1907 FALLS AVE, WATERLOO, IA 50701-2326
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 16, 2024	Warranty Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP
Aug 1, 2017	Deed of Trust, Mortgage FARMERS STATE BANK
Oct 24, 2022	Warranty Deed, Transfer TITLE SERVICES CORPORATION
Feb 21, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 16, 2024 · Amount on File
Deed Sale	May 16, 2024 · Amount on File
Prior Sale	Feb 21, 2017 · Amount on File
Deed Document Number	202414336
Record Updated	Oct 29, 2026

May 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	May 16, 2024
Property Address	1907 FALLS AVE, WATERLOO, IA 50701-2326
Document Number	202400014336
Instrument Date	May 10, 2024
Instrument	202400014336
Transaction Type	Transfer
Record Updated	Oct 17, 2025
Title Company	TITLE SERVICES

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$151.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1907 FALLS AVE, WATERLOO, IA 50701-2326

Mortgage

Document Number	0202414337
Date	May 16, 2024
Instrument	2024-14337

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2054

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	1907 FALLS AVE, WATERLOO, IA 50701-2326
Transaction Type	Mortgage
Record Updated	Nov 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201800001842
Date	Aug 1, 2017
Instrument	2018-00001842

Lender

Name	FARMERS STATE BANK
Type	Bank
Address	GILBERTVILLE, IA 50634

Agreement

Amount	Amount on Record
Term	359 Months
Due	Jul 24, 2047

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Oct 24, 2022
Property Address	1907 FALLS AVE, WATERLOO, IA 50701-2326
Document Number	202300006653
Instrument Date	Oct 21, 2022
Instrument	202300006653
Transaction Type	Transfer
Record Updated	Nov 7, 2022
Title Company	TITLE SERVICES CORPORATION

Transaction

Amount	Amount on Record
Tax	$96.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1907 FALLS AVE, WATERLOO, IA 50701-2326

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Feb 21, 2017
Property Address	1907 FALLS AVE, WATERLOO, IA 50701-2326
Document Number	201700014724
Instrument Date	Feb 17, 2017
Instrument	2017-00014724
Transaction Type	Transfer
Record Updated	Nov 7, 2022

Transaction

Amount	Amount on Record
Tax	$67.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1907 FALLS AVE, WATERLOO, IA 50701-2326

Tax Assessment & Valuation

The 2025 property tax bill for 1907 Falls Ave was $1,630, up 12.9% from the year before.

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,630.00 (+12.88%)	$79,850 Land $12,610 Building $67,240	$79,850 Land $12,610 Building $67,240
2024	$1,444.00
2023		$66,580 (+28.46%) Land $12,610 Building $53,970	$66,580 Land $12,610 Building $53,970
2022	$1,138.00	$51,830 Land $12,610 Building $39,220
2021			$51,830 Land $12,610 Building $39,220

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1907 Falls Ave in Zone X, where a levee reduces flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1907 Falls Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 625 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GigFire, Nextlink.

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