Black Hawk County property record for 1820 Falls Ave, Waterloo, IA 50701
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 520 sqft · built 1922 |
| Lot Size | 0.115 acres (5,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $205,000 (Mar 2026) |
| Tax Bill | $1,272 (2025) |
| Deeds & Mortgages | Mar 2026 Line of Credit |
| Flood Zone | Zone X (reduced by levee) |
| APN | 8913-22-382-013 |
| Primary APN | 8913-22-382-013 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 520 sqft Living Area |
| 1st Floor Area | 520 sqft |
| Basement Area | 520 sqft |
| Game Room | Game Room |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1922 |
|---|---|
| Effective Year Built | Effective 1922 |
| Exterior Material | Aluminum Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,000 sqft (0.115 acres) |
| Lot Dimensions | 125 ft deep x 40 ft wide |
| Garage Type | Detached |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 128 sqft |
| Patio Area | 160 sqft |
| Cooling System | None |
|---|---|
| Heating System | HVAC |
| Street Address | 1820 FALLS AVE |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50701-2325 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GALLOWAY ADDITION WATERLOO LOT 393 |
| Legal Range | 13W |
| Legal Township | 89N |
| Legal Section | 22 |
| Legal Subdivision | GALLOWAY ADDITION WATERLOO |
| Legal Lot Number | 393 |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | WATERLOO |
| Census Block Group | 1 |
| Census Block | 1041 |
| Census Tract | 400 |
1820 Falls Ave is owned by an individual who bought it in March 2026.
Source: Black Hawk County records, as of September 1, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2510 COTTAGE ROW RD, CEDAR FALLS, IA 50613-6813 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 25, 2026 · Amount on File |
| Deed Sale | Mar 25, 2026 · Amount on File |
| Deed Document Number | 20263900 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 1820 FALLS AVE, WATERLOO, IA 50701-2325 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0202603905 |
|---|---|
| Date | Mar 25, 2026 |
| Instrument | 2026-03905 |
| Name | CEDAR FALLS COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | 123 W 4TH ST, CEDAR FALLS, IA 50613 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Mar 20, 2051 |
| Change Frequency | Monthly |
|---|
The 2025 property tax bill for 1820 Falls Ave was $1,272, up 12.8% from the year before.
Source: Black Hawk County assessment roll, as of October 17, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,272.00 (+12.77%) | $62,370 Land $12,610 Building $49,760 | $62,370 Land $12,610 Building $49,760 |
| 2024 | $1,128.00 | ||
| 2023 | $52,000 (+24.73%) Land $12,610 Building $39,390 | $52,000 Land $12,610 Building $39,390 | |
| 2022 | $916.00 | $41,690 Land $12,610 Building $29,080 | |
| 2021 | $41,690 Land $12,610 Building $29,080 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 1820 Falls Ave in Zone X, where a levee reduces flood risk.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X reduced by levee · depends on levee performance |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1820 Falls Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 625 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: GigFire, Nextlink.
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