1907 Elk Spring Dr, Brandon, FL 33511 Property Records

Hillsborough County property record for 1907 Elk Spring Dr, Brandon, FL 33511

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,216 sqft · built 1989
Lot Size	0.18 acres (7,855 sqft)
Owner	2 Individual Names on Record
Last Sale	$235,000 (Jan 2020)
Tax Bill	$5,098 (2025)
Deeds & Mortgages	Jan 2026 Line of Credit Feb 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`073833-0338`

Property Details

APN / Parcel Number

Primary APN	`073833-0338`
Alternative APN	`U0530202NG000001000190`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,216 sqft Living Area
Gross Area	2,899 sqft
1st Floor Area	2,216 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 2007
Architectural Style	Contemporary
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	7,855 sqft (0.18 acres)
Lot Dimensions	105 ft deep x 75 ft wide
View / Lot	Pond
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Pool Area	392 sqft
Porch	Open Porch
Porch Area	263 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0738330338
Street Address	1907 ELK SPRING DR
City	BRANDON
State	FL
Zip	33511-1724
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	STERLING RANCH UNIT 3 LOT 19 BLOCK 1
Legal Range	20E
Legal Township	30S
Legal Section	05
Legal Subdivision	STERLING RANCH UNIT 3
Legal Tract	2NG
Legal Block	1
Legal Lot Number	19
Legal Unit	3
Jurisdiction	HILLSBOROUGH FL
Township / Civil Division	BRANDON
Census Block Group	1
Census Block	1008
Census Tract	13320

Owner

Source: Hillsborough County records, as of September 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1907 ELK SPRING DR, BRANDON, FL 33511-1724
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 8, 2026	Deed of Trust, Mortgage · Line of Credit REGIONS BANK
Feb 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCING CORP
Jan 6, 2020	Warranty Deed, Transfer · Conventional Mortgage CENTERSTATE BANK NA
Jul 19, 2019	Grant Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 6, 2020 · Amount on Record
Deed Sale	Jan 6, 2020 · Amount on Record
Prior Sale	Nov 4, 2011 · Amount on Record
Deed Document Number	20208355
Deed Book / Page	27242 / 28
Prior Transfer Date	Jul 18, 2011
Prior Transfer Doc	0000249067
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSBOROUGH FL
Property Address	1907 ELK SPRING DR, BRANDON, FL 33511-1724
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1907 ELK SPRING DR, BRANDON, FL 33511-1724

Mortgage

Document Number	0000007646
Date	Jan 8, 2026
Instrument	2026007646

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 12, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSBOROUGH FL
Property Address	1907 ELK SPRING DR, BRANDON, FL 33511-1724
Transaction Type	Mortgage
Record Updated	Jun 24, 2022
Title Company	FITCO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1907 ELK SPRING DR, BRANDON, FL 33511-1724

Mortgage

Document Number	0000051230
Date	Feb 2, 2021
Instrument	2021051230

Lender

Name	AMERICAN FINANCING CORP
Type	Lending Institution
Address	AURORA, CO 80014

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	Jan 6, 2020
Property Address	1907 ELK SPRING DR, BRANDON, FL 33511-1724
Document Number	0000008355
Book / Page	27242 / 0028
Map Reference	MB 66 PG 7
Instrument Date	Jan 3, 2020
Instrument	2020008355
Transaction Type	Transfer
Record Updated	Jan 3, 2022
Title Company	FIDELITY NATL TTL OF FL INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,645.00
Amount Accuracy	Rounded by County
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	705 S WIGGINS RD, 705, PLANT CITY, FL 33566-7240

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1907 ELK SPRING DR, BRANDON, FL 33511-1724

Mortgage

Document Number	0272420030
Date	Jan 6, 2020
Instrument	27242/0030

Lender

Name	CENTERSTATE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	Jul 19, 2019
Property Address	1907 ELK SPRING DR, BRANDON, FL 33511-1724
Document Number	0268010045
Book / Page	026801 / 000045
Instrument Date	May 23, 2019
Instrument	310258
Transaction Type	Transfer
Record Updated	Aug 8, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$0.70
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	1907 ELK SPRING DR BRANDON FL 335111724, BRANDON, FL 33511-1724

Tax Assessment & Valuation

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Hillsborough County
Unified School District	Hillsborough County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$291,782 (+2.7%)	$354,276 (+1.35%) Land $96,630 Building $257,646
2025	$5,098.00 (+8.4%) Homeowner's exemption	$284,111 (+5.99%)	$349,548 (+5.23%) Land $96,630 Building $252,918
2024	$4,703.00 (+3.7%)
2023	$4,535.00 (+4.76%) Homeowner's exemption	$268,062 (+3%)	$332,186 (+2.62%) Land $87,846 Building $244,340
2022	$4,329.00 Homeowner's exemption	$260,254	$323,693 Land $87,846 Building $235,847

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 104 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	104 in force
Nearby Flood Claims	7 (2001–2024)
Claims Outside the SFHA	3 of 7
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HCWRD/SOUTH-CENTRAL serves 515,012 people · EPA ID FL6290787
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 429 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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