1905 Elk Spring Dr, Brandon, FL 33511 Property Records

Hillsborough County property record for 1905 Elk Spring Dr, Brandon, FL 33511

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,971 sqft · built 1990
Lot Size	0.168 acres (7,328 sqft)
Owner	Individual Name on Record
Last Sale	$400,000 (Nov 2025)
Tax Bill	$5,103 (2025)
Deeds & Mortgages	Nov 2025 Sale & Mortgage Jul 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`073833-0336`

Property Details

APN / Parcel Number

Primary APN	`073833-0336`
Alternative APN	`U0530202NG000001000180`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,971 sqft Living Area
Gross Area	2,696 sqft
1st Floor Area	1,971 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 2008
Architectural Style	Contemporary
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	7,328 sqft (0.168 acres)
Lot Dimensions	105 ft deep x 70 ft wide
View / Lot	Pond
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Screened Porch
Porch Area	285 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0738330336
Street Address	1905 ELK SPRING DR
City	BRANDON
State	FL
Zip	33511-1724
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	STERLING RANCH UNIT 3 LOT 18 BLOCK 1
Legal Range	20E
Legal Township	30S
Legal Section	05
Legal Subdivision	STERLING RANCH UNIT 3
Legal Tract	2NG
Legal Block	1
Legal Lot Number	18
Legal Unit	3
Jurisdiction	HILLSBOROUGH FL
Township / Civil Division	BRANDON
Census Block Group	1
Census Block	1008
Census Tract	13320

Owner

Source: Hillsborough County records, as of September 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1905 ELK SPRING DR, BRANDON, FL 33511-1724
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2025	Warranty Deed, Transfer · Conventional Mortgage REACH HOME LOANS LLC
Jul 13, 2020	Warranty Deed, Transfer · Conventional Mortgage COCA-COLA FCU
Mar 24, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Jan 10, 2017	Warranty Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 17, 2025 · Amount on Record
Deed Sale	Nov 17, 2025 · Amount on Record
Prior Sale	Jul 13, 2020 · Amount on Record
Deed Document Number	2025486069
Record Updated	Oct 29, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	Nov 17, 2025
Property Address	1905 ELK SPRING DR, BRANDON, FL 33511-1724
Document Number	0000486069
Map Reference	MB 66 PG 7
Instrument Date	Nov 3, 2025
Instrument	2025486069
Transaction Type	Transfer
Record Updated	Dec 22, 2025
Title Company	TURNER TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,800.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	508 BROOKER RD, BRANDON, FL 33511-7212

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1905 ELK SPRING DR, BRANDON, FL 33511-1724

Mortgage

Document Number	0000486070
Date	Nov 17, 2025
Instrument	2025486070

Lender

Name	REACH HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	Jul 13, 2020
Property Address	1905 ELK SPRING DR, BRANDON, FL 33511-1724
Document Number	0000283129
Map Reference	MB 66 PG 7
Instrument Date	Jul 1, 2020
Instrument	2020283129
Transaction Type	Transfer
Record Updated	Jan 3, 2022
Title Company	FIDELITY NATL TTL OF FL INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,925.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16306 BRIDGEWALK DR, 16306, LITHIA, FL 33547-4800

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1905 ELK SPRING DR, BRANDON, FL 33511-1724

Mortgage

Document Number	0000283130
Date	Jul 13, 2020
Instrument	2020283130

Lender

Name	COCA-COLA FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSBOROUGH FL
Property Address	1905 ELK SPRING DR, BRANDON, FL 33511-1724
Document Number	0248440489
Book / Page	024844 / 000489
Instrument Date	Mar 24, 2017
Transaction Type	Mortgage
Record Updated	Apr 17, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1905 ELK SPRING DR BRANDON FL 335111724, BRANDON, FL 33511-1724

Mortgage

Document Number	0248440489
Date	Apr 5, 2017
Book Page	024844/000489
Instrument	128728

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 4, 2032

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	Jan 10, 2017
Property Address	1905 ELK SPRING DR, BRANDON, FL 33511-1724
Document Number	0246551455
Book / Page	024655 / 001455
Instrument Date	Jan 6, 2017
Instrument	12370
Transaction Type	Transfer
Record Updated	Jan 17, 2017
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount Recorded
Tax	$1,558.90
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1905 ELK SPRING DR BRANDON FL 335111724, BRANDON, FL 33511-1724

Tax Assessment & Valuation

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Hillsborough County
Unified School District	Hillsborough County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$338,670 (+19.08%) Land $91,118 Building $247,552	$338,670 (-1.09%) Land $91,118 Building $247,552
2025	$5,103.00 (+12.4%) Homeowner's exemption	$284,396 (+5.99%)	$342,405 (+0.48%) Land $91,118 Building $251,287
2023	$4,540.00 (+4.78%) Homeowner's exemption	$268,331 (+3%)	$340,778 (+7.4%) Land $82,834 Building $257,944
2022	$4,333.00 Homeowner's exemption	$260,516	$317,291 Land $82,834 Building $234,457

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 104 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	104 in force
Nearby Flood Claims	7 (2001–2024)
Claims Outside the SFHA	3 of 7
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HCWRD/SOUTH-CENTRAL serves 515,012 people · EPA ID FL6290787
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 429 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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