1907 E Bay Ter, Ship Bottom (Beach Haven), NJ 08008 Property Records

Ocean County and Ship Bottom Borough property record for 1907 E Bay Ter, Ship Bottom, NJ 08008

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,772 sqft · built 1974
Lot Size	0.093 acres (4,051 sqft)
Owner	2 Individual Names on Record
Last Sale	$655,000 (Aug 2005)
Tax Bill	$9,527 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Jun 2018 Line of Credit
Flood Zone	Zone AE (high risk)
APN	`29-00049-0000-00003`

Property Details

APN / Parcel Number

Primary APN	`29-00049-0000-00003`
Alternative APN	`290004900003`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,772 sqft Living Area
1st Floor Area	1,772 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Duplex Single
Construction Type	Frame
Roof Type	Gable
Roof Material	Asbestos
Lot Area	4,051 sqft (0.093 acres)
Lot Dimensions	90 ft deep x 45 ft wide
Garage Type	Attached
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1907 E BAY TER
City	SHIP BOTTOM
State	NJ
Zip	08008-4343
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	45X90
Legal Subdivision	BOROUGH/SHIP BOTTOM
Legal Block	49
Legal Lot Number	3
Jurisdiction	OCEAN NJ
Township / Civil Division	SHIP BOTTOM
Census Block Group	1
Census Block	1010
Census Tract	739000

Owner

Source: Ocean County and Ship Bottom Borough records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	75 HIGHPOINT DR, BERWYN, PA 19312-2532
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Jun 30, 2018	Deed of Trust, Mortgage · Line of Credit CITIZENS BK/PA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 29, 2005 · Amount on Record
Deed Sale	Aug 29, 2005 · Amount on Record
Deed Document Number	2005156388
Deed Book / Page	12788 / 1160
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEAN NJ
Property Address	1907 E BAY TER, SHIP BOTTOM, NJ 08008-4343
Transaction Type	Mortgage
Record Updated	Sep 16, 2021
Title Company	AMERICAN ABSTRACT CORPORATION, AMERICAN ABSTRACT AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0186111084
Date	Aug 4, 2021
Book Page	18611/1084
Instrument	2021113697

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2051

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEAN NJ
Property Address	1907 E BAY TER, SHIP BOTTOM, NJ 08008-4343
Document Number	0171960772
Instrument Date	Jun 30, 2018
Transaction Type	Mortgage
Record Updated	Jan 14, 2019
Title Company	LENDER RECORDING SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1907 E BAY TER SHIP BOTTOM NJ 080084343, SHIP BOTTOM, NJ 08008-4343

Mortgage

Document Number	0171960772
Date	Aug 2, 2018
Book Page	017196/000772
Instrument	75782

Lender

Name	CITIZENS BK/PA
Type	Bank
Address	PHILADELPHIA, PA 19103

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Aug 1, 2043

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Ocean County and Ship Bottom Borough assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Ocean County
Municipality	Ship Bottom Borough
Elementary School District	Long Beach Island School District (KG - 06)
Secondary School District	Southern Regional School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$767,700 (-) Land $357,200 Building $410,500	$767,700 (-) Land $357,200 Building $410,500
2025	$9,527.00 (+2.99%)	$767,700 (-) Land $357,200 Building $410,500	$767,700 (-) Land $357,200 Building $410,500
2024	$9,250.00 (+13.79%)
2023		$767,700 Land $357,200 Building $410,500	$767,700 Land $357,200 Building $410,500
2022	$8,129.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 306 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	337 units insured incl. 31 condo units
Nearby Flood Claims	708 (1979–2021)
Most Recent Claim	Aug 2021 · rainfall accumulation
Claims by Event	Hurricane Sandy, Nov 2012 · 435 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 152 claims Coastal Storms & Flooding, Mar 1984 · 18 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SHIP BOTTOM WATER DEPART serves 15,000 people · EPA ID NJ1528001
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 607 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless · Fiber in parts of the area	1,000 / 75
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Optimum.

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