Ocean County and Ship Bottom Borough property record for 1609 E Bay Ter, Ship Bottom, NJ 08008
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,094 sqft · built 2006 |
| Lot Size | 0.165 acres (7,174 sqft) |
| Owner | Company Name on Record |
| Last Sale | $660,000 (Dec 2003) |
| Tax Bill | $11,375 (2025) |
| Deeds & Mortgages | Apr 2026 Transfer Dec 2018 Line of Credit |
| Flood Zone | Zone AE (high risk) |
| APN | 29-00062-0000-00005 |
| Primary APN | 29-00062-0000-00005 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,094 sqft Living Area |
| Gross Area | 3,425 sqft |
| Basement Area | 1,331 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Contemporary |
| Construction Type | Frame |
| Roof Material | Asbestos |
| Lot Area | 7,174 sqft (0.165 acres) |
| Lot Dimensions | 175 ft deep x 41 ft wide |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Street Address | 1609 E BAY TER |
|---|---|
| City | SHIP BOTTOM |
| State | NJ |
| Zip | 08008-4429 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1EC |
| Legal Description | 41X175 |
| Legal Block | 62 |
| Legal Lot Number | 5 |
| Jurisdiction | OCEAN NJ |
| Township / Civil Division | SHIP BOTTOM |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 739000 |
Source: Ocean County and Ship Bottom Borough records, as of July 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 1609 E BAY TER, SHIP BOTTOM, NJ 08008-4429 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Apr 16, 2026 | Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT |
| Dec 27, 2018 | Deed of Trust, Mortgage · Line of Credit TD BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 30, 2003 · Amount on Record |
| Deed Sale | Dec 30, 2003 · Amount on Record |
| Prior Sale | Jan 7, 2000 · Amount on Record |
| Deed Book / Page | 11840 / 1872 |
| Last Transfer Date | Jul 24, 2015 |
| Transfer Doc | 0161480624 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OCEAN NJ |
| Recording Date | Apr 16, 2026 |
| Property Address | 1609 E BAY TER, SHIP BOTTOM, NJ 08008-4429 |
| Document Number | 0000029489 |
| Book / Page | 20344 / 1256 |
| Instrument Date | Apr 2, 2026 |
| Instrument | 202629489 |
| Transaction Type | Transfer |
| Record Updated | Aug 27, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Trust |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEAN NJ |
| Property Address | 1609 S BAY AVE, BEACH HAVEN, NJ 08008-1408 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0173410224 |
|---|---|
| Date | Dec 27, 2018 |
| Book Page | 17341/0224 |
| Instrument | 2018126620 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19808 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 4, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Ocean County and Ship Bottom Borough assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Ocean County |
| Municipality | Ship Bottom Borough |
| Elementary School District | Long Beach Island School District (KG - 06) |
| Secondary School District | Southern Regional School District (07 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $916,600 (-) Land $484,400 Building $432,200 | $916,600 (-) Land $484,400 Building $432,200 | |
| 2025 | $11,375.00 (+2.99%) | $916,600 (-) Land $484,400 Building $432,200 | $916,600 (-) Land $484,400 Building $432,200 |
| 2024 | $11,045.00 (+13.8%) | ||
| 2023 | $916,600 Land $484,400 Building $432,200 | $916,600 Land $484,400 Building $432,200 | |
| 2022 | $9,706.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 306 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 337 units insured incl. 31 condo units |
| Nearby Flood Claims | 708 (1979–2021) |
| Most Recent Claim | Aug 2021 · rainfall accumulation |
| Claims by Event |
|
Source: USFWS Coastal Barrier Resources System, as of December 19, 2024
| Coastal Barrier Resources System | Yes |
|---|---|
| Unit | NJ-06 “Cedar Bonnet Island” |
| Unit Type | System Unit |
| Designated | Nov 25, 2024 |
| NFIP Eligibility | Eligible (built 2006) built before the Nov 25, 2025 cutoff |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SHIP BOTTOM WATER DEPART serves 15,000 people · EPA ID NJ1528001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 545 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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