Harris County property record for 1907 Cold River Dr, Humble, TX 77396
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,592 sqft · built 2007 |
| Lot Size | 0.115 acres (5,027 sqft) |
| Owner | Individual Name on File |
| Last Sale | $120,000 (Oct 2007) |
| Tax Bill | $5,827 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage Jul 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 128-401-003-0020 |
| Primary APN | 128-401-003-0020 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,592 sqft Living Area |
| 1st Floor Area | 1,592 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Brick Veneer |
| Construction Type | Brick |
| Lot Area | 5,027 sqft (0.115 acres) |
| Garage Area | 380 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Concrete/Masonry Porch |
| Porch Area | 27 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 1284010030020 |
|---|---|
| Street Address | 1907 COLD RIVER DR |
| City | HUMBLE |
| State | TX |
| Zip | 77396-4191 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 20 BLK 3 WOODLAND PINES SEC 7 AMEND |
| Legal Subdivision | WOODLAND PINES SEC 7 AMEND |
| Legal Block | 3 |
| Legal Lot Number | 20 |
| Jurisdiction | HARRIS TX |
| Township / Civil Division | HOUSTON |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 250102 |
Source: Harris County records · APN 128-401-003-0020
Assessment roll updated May 26, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1907 COLD RIVER DR, HUMBLE, TX 77396-4191 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 27, 2020 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MTG |
| Jul 10, 2017 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MTG |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 12, 2007 · Amount on Record |
| Deed Sale | Oct 12, 2007 · Amount on Record |
| Deed Document Number | 2007619738 |
| Deed Book / Page | 459 / 1518 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRIS TX |
| Property Address | 1907 COLD RIVER DR, HUMBLE, TX 77396-4191 |
| Document Number | 0000528621 |
| Instrument Date | Oct 27, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 11, 2020 |
| Title Company | INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1907 COLD RIVER DR HUMBLE TX 773964191, HUMBLE, TX 77396-4191 |
| Document Number | 0000528621 |
|---|---|
| Date | Oct 30, 2020 |
| Instrument | 528621 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 324 Months |
| Due | Oct 29, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRIS TX |
| Property Address | 1907 COLD RIVER DR, HUMBLE, TX 77396-4191 |
| Document Number | 0000319607 |
| Instrument Date | Jul 10, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2017 |
| Title Company | INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 1907 COLD RIVER DR HUMBLE TX 773964191, HUMBLE, TX 77396-4191 |
| Document Number | 0000319607 |
|---|---|
| Date | Jul 18, 2017 |
| Instrument | 319607 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 17, 2047 |
Source: Harris County records · Assessment roll updated May 26, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Harris County |
| Unified School District | Humble Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,827.00 (+4.69%) | $222,416 (-3.02%) Land $53,286 Building $169,130 | $222,416 (-3.02%) Land $53,286 Building $169,130 |
| 2024 | $5,566.00 (+226.83%) | ||
| 2023 | $229,334 Land $31,972 Building $197,362 | $229,334 Land $31,972 Building $197,362 | |
| 2022 | $1,703.00 (+35.91%) | ||
| 2020 | $1,253.00 |
Source: FEMA National Flood Hazard Layer as of May 17, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 47 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 47 in force |
| Nearby Flood Claims | 3 (2017–2019) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Sep 2019 · Tropical Storm Imelda |
| Claims by Event |
|
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Texas |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Tachus Fiber | 8,000 / 8,000 |
| Brightspeed Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile USA.
Based on FCC filings for 222 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | HARRIS COUNTY MUD 278 serves 10,584 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Sep 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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