1903 Cold River Dr, Humble, TX 77396 Property Records

Harris County property record for 1903 Cold River Dr, Humble, TX 77396

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,808 sqft · built 2007
Lot Size	0.114 acres (4,950 sqft)
Owner	Individual Name on File
Last Sale	$110,000 (Jan 2011)
Tax Bill	$5,771 (2025)
Deeds & Mortgages	May 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`128-401-003-0019`

Property Details

APN / Parcel Number

Primary APN	`128-401-003-0019`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,808 sqft Living Area
1st Floor Area	1,634 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Brick Veneer
Construction Type	Frame
Lot Area	4,950 sqft (0.114 acres)
Garage Area	380 sqft
Parking Spaces	1 Parking Space
Porch	Open Concrete/Masonry Porch
Porch Area	112 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1284010030019
Street Address	1903 COLD RIVER DR
City	HUMBLE
State	TX
Zip	77396-4191
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 19 BLK 3 WOODLAND PINES SEC 7 AMEND
Legal Subdivision	WOODLAND PINES SEC 7 AMEND
Legal Block	3
Legal Lot Number	19
Jurisdiction	HARRIS TX
Township / Civil Division	HOUSTON
Census Block Group	2
Census Block	2016
Census Tract	250102

Owner

Source: Harris County records · APN 128-401-003-0019

Assessment roll updated May 26, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1903 COLD RIVER DR, HUMBLE, TX 77396-4191
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 05, 2011 · Amount on Record
Deed Sale	Jan 05, 2011 · Amount on Record
Prior Sale	Dec 08, 2009 · Amount on Record
Deed Document Number	20117041
Deed Book / Page	2130 / 1283
Record Updated	Sep 20, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	1903 COLD RIVER DR, HUMBLE, TX 77396-4191
Transaction Type	Mortgage
Record Updated	Jun 09, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1903 COLD RIVER DR, HUMBLE, TX 77396-4191

Mortgage

Document Number	0000156008
Date	May 01, 2023
Instrument	2023-156008

Lender

Name	COMMUNITY LOAN SERVICING LLC
Type	Mortgage Company
Address	DENVER, CO 80294

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	344 Months
Due	Jan 01, 2052

Tax Assessment & Valuation

Source: Harris County records · Assessment roll updated May 26, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Unified School District	Humble Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,771.00 (+189.85%) Homeowner's exemption	$302,685 (-6.18%) Land $53,955 Building $248,730	$302,685 (-6.18%) Land $53,955 Building $248,730
2024	$1,991.00 (+12.23%)
2023		$322,628 Land $32,373 Building $290,255	$322,628 Land $32,373 Building $290,255
2022	$1,774.00 (+21.26%)
2020	$1,463.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 17, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 47 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	47 in force
Nearby Flood Claims	3 (2017–2019)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2019 · Tropical Storm Imelda
Claims by Event	Hurricane Harvey, Aug 2017 · 2 claims

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Tachus Fiber	8,000 / 8,000
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile USA.

Based on FCC filings for 222 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	HARRIS COUNTY MUD 278 serves 10,584 people
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.