San Diego County property record for 1907 Cheyenne Cir, Oceanside, CA 92056
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,084 sqft · built 1978 |
| Lot Size | 0.159 acres (6,908 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $700,000 (Jul 2019) |
| Tax Bill | $8,699 (2025) |
| Deeds & Mortgages | Aug 2026 Line of Credit Nov 2022 Second Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 162-400-37-00 |
| Primary APN | 162-400-37-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,084 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Ranch |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Material | Wood Shingle |
| Lot Area | 6,908 sqft (0.159 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 3 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1907 CHEYENNE CIR |
|---|---|
| City | OCEANSIDE |
| State | CA |
| Zip | 92056-2905 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | LOT 81 TR 008401 |
| Legal Subdivision | OCEANSIDE CANYON |
| Legal Tract | 008401 |
| Legal Block | 2 |
| Legal Lot Number | 81 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 19304 |
Source: San Diego County assessment roll, as of July 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1907 CHEYENNE CIR, OCEANSIDE, CA 92056-2905 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Aug 10, 2026 | Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK |
| Nov 28, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK |
| Jul 8, 2019 | Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Nov 16, 2018 | Deed of Trust, Mortgage · Line of Credit CALIFORNIA BK&TR |
| Oct 16, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 8, 2019 · Amount on Record |
| Deed Sale | Jul 8, 2019 · Amount on Record |
| Prior Sale | Oct 16, 2014 · Amount on Record |
| Deed Document Number | 2019270035 |
| Prior Transfer Date | Oct 12, 2017 |
| Prior Transfer Doc | 0000477218 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Aug 10, 2026 |
| Property Address | 1907 CHEYENNE CIR, OCEANSIDE, CA 92056-2905 |
| Document Number | 0000231582 |
| Instrument Date | Aug 5, 2026 |
| Instrument | 2026231582 |
| Transaction Type | Mortgage |
| Record Updated | Aug 20, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants, 205 |
| Address | 1907 CHEYENNE CIR, OCEANSIDE, CA 92056-2905 |
| Document Number | 0000231582, |
|---|---|
| Date | Aug 10, 2026 |
| Instrument | 2026231582 |
| Name | JPMORGAN CHASE BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 12, 2056 |
| Rate | 6.49% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1907 CHEYENNE CIR, OCEANSIDE, CA 92056-2905 |
| Transaction Type | Mortgage |
| Record Updated | Dec 5, 2022 |
| Title Company | ACCURATE GROUP |
| Name | Verified Name |
|---|---|
| Address | 1907 CHEYENNE CIR, OCEANSIDE, CA 92056-2905 |
| Document Number | 0000449887 |
|---|---|
| Date | Nov 28, 2022 |
| Instrument | 2022-0449887 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Address | GREENWOOD, DE 19950 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 14, 2052 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jul 8, 2019 |
| Property Address | 1907 CHEYENNE CIR, OCEANSIDE, CA 92056-2905 |
| Document Number | 0000270035 |
| Map Reference | MAP 8401 |
| Instrument Date | May 3, 2019 |
| Instrument | 2019-0270035 |
| Transaction Type | Transfer |
| Record Updated | Jun 4, 2021 |
| Title Company | EQUITY TITLE SAN DIEGO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1907 CHEYENNE CIR, OCEANSIDE, CA 92056-2905 |
| Document Number | 0000270036 |
|---|---|
| Date | Jul 8, 2019 |
| Instrument | 2019-0270036 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1907 CHEYENNE CIR, OCEANSIDE, CA 92056-2905 |
| Document Number | 0000498392 |
| Instrument Date | Nov 16, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Dec 11, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 1907 CHEYENNE CIR OCEANSIDE CA 920562905, OCEANSIDE, CA 92056-2905 |
| Document Number | 0000498392 |
|---|---|
| Date | Dec 4, 2018 |
| Instrument | 498392 |
| Name | CALIFORNIA BK&TR |
|---|---|
| Type | Bank |
| Address | SAN DIEGO, CA 92130 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Oct 16, 2017 |
| Property Address | 1907 CHEYENNE CIR, OCEANSIDE, CA 92056-2905 |
| Document Number | 0000477218 |
| Instrument Date | Oct 12, 2017 |
| Instrument | 477218 |
| Transaction Type | Transfer |
| Record Updated | Nov 10, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Corporate Trust |
| Address | 1907 CHEYENNE CIR OCEANSIDE CA 920562905, OCEANSIDE, CA 92056-2905 |
Source: San Diego County assessment roll, as of July 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Vista Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $780,856 (+2%) Land $404,835 Building $376,021 | |
| 2025 | $8,699.00 (+8.64%) | $765,547 (+4.04%) Land $396,898 Building $368,649 |
| 2023 | $8,007.00 (+0.25%) | $735,822 Land $381,487 Building $354,335 |
| 2022 | $7,987.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 975 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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