1906 Cheyenne Cir, Oceanside, CA 92056 Property Records

San Diego County property record for 1906 Cheyenne Cir, Oceanside, CA 92056

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 1,952 sqft · built 1979
Lot Size0.182 acres (7,907 sqft)
OwnerIndividual Name on Record
Last Sale$161,500 (Jan 1995)
Tax Bill$3,037 (2025)
Deeds & MortgagesSep 2022 Mortgage
May 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN162-420-35-00

Property Details

APN / Parcel Number

Primary APN162-420-35-00

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area1,952 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1979
Architectural StyleConventional
Exterior MaterialStucco
Construction TypeFrame
Roof MaterialWood Shingle
Lot Area7,907 sqft (0.182 acres)
View / LotGood
Garage TypeAttached
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1906 CHEYENNE CIR
CityOCEANSIDE
StateCA
Zip92056-2905
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS
Legal DescriptionLOT 89 TR 008589
Legal SubdivisionOCEANSIDE CANYON
Legal Tract008589
Legal Block2
Legal Lot Number89
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group2
Census Block2007
Census Tract19304

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1906 CHEYENNE CIR, OCEANSIDE, CA 92056-2905
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 13, 2022Deed of Trust, Mortgage · Commercial Mortgage
CAROL A WHYTE
May 26, 2021Deed of Trust, Mortgage · Conventional Mortgage
E MORTGAGE CAPITAL INC
Jun 19, 2019Quit Claim Deed, Transfer · Conventional Mortgage
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 27, 1995 · Amount on Record
Deed SaleJan 27, 1995 · Amount on Record
Deed Document Number199539017
Last Transfer DateMay 6, 2019
Transfer Doc0000239045
Record UpdatedSep 20, 2026

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1906 CHEYENNE CIR, OCEANSIDE, CA 92056-2905
Transaction TypeMortgage
Record UpdatedSep 21, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address1906 CHEYENNE CIR, OCEANSIDE, CA 92056-2905

Mortgage

Document Number0000362502
DateSep 13, 2022
Instrument2022-0362502
Lender
NameCAROL A WHYTE
TypePrivate Party
Address2444 SUNNYSIDE RIDGE RD, RANCHO PALOS VERDES, CA 90275
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1906 CHEYENNE CIR, OCEANSIDE, CA 92056-2905
Transaction TypeMortgage
Record UpdatedJun 4, 2021
Title CompanyORABGE COAST TITLE, ORANGE COAST TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1906 CHEYENNE CIR, OCEANSIDE, CA 92056-2905

Mortgage

Document Number0000398129
DateMay 26, 2021
Instrument2021-0398129
Lender
NameE MORTGAGE CAPITAL INC
TypeMortgage Company
AddressSANTA ANA, CA 92701
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2051

June 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateJun 19, 2019
Property Address1906 CHEYENNE CIR, OCEANSIDE, CA 92056-2905
Document Number0000239045
Instrument DateMay 6, 2019
Instrument239045
Transaction TypeTransfer
Record UpdatedJun 26, 2019
Title CompanyAMERICAN COAST TITLE COMPANY, AMERICAN COAST TITLE CO.

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1906 CHEYENNE CIR OCEANSIDE CA 920562905, OCEANSIDE, CA 92056-2905

Mortgage

Document Number239046
DateJun 19, 2019
Instrument239046
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 18, 2049
Interest
Rate TypeAdjustable Rate
Rate3.75%

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictVista Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$276,661 (+2%) Land $72,438 Building $204,223
2025$3,037.00 (+8.74%) Homeowner's exemption$271,237 (+4.04%) Land $71,018 Building $200,219
2023$2,793.00 (+0.32%) Homeowner's exemption$260,707 Land $68,261 Building $192,446
2022$2,784.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF OCEANSIDE
serves 174,340 people · EPA ID CA3710014
Water SourcePurchased surface water from several systems
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 975 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

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