19060 Saddleback Ln, Bend, OR 97703 Property Records

Deschutes County property record for 19060 Saddleback Ln, Bend, OR 97703 · Last verified January 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,598 sqft · built 1993
Lot Size	1.51 acres (65,776 sqft)
Owner	Individual Name on File
Last Sale	$825,000 (Dec 2021)
Tax Bill	$7,861 (2025)
Deeds & Mortgages	Jun 2022 Line of Credit Dec 2021 Sale & Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`R10031711140002800`

Property Details

APN / Parcel Number

Primary APN	`R10031711140002800`
Alternative APNs	`171114 00 02800` `112928`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,598 sqft Living Area
1st Floor Area	1,230 sqft
2nd Floor Area	1,230 sqft
Basement Area	468 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Architectural Style	Split Level
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	65,776 sqft (1.51 acres)
Terrain	Other
View / Lot	Good
Garage Type	Mixed
Garage Area	1,609 sqft
Deck Area	64 sqft

Utilities, Heating & Cooling

Heating System	Electric

Location & Zoning

Account Number	112928
Old Parcel Number	R10031711140002800
Street Address	19060 SADDLEBACK LN
City	BEND
State	OR
Zip	97703-8568
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:8 BLK:2 SUBD:SADDLEBACK SEC/TWN/RNG/MER:SEC 14 TWN 17 RNG 11 MAP REF:171114-00
Legal Range	11E
Legal Township	17S
Legal Section	14
Legal Subdivision	SADDLEBACK
Legal Block	2
Legal Lot Number	8
Jurisdiction	DESCHUTES OR
Township / Civil Division	BEND
Census Block Group	3
Census Block	3014
Census Tract	1102

Owner

Source: Deschutes County records · APN R10031711140002800

Assessment roll updated September 30, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	19060 SADDLEBACK LN, BEND, OR 97703-8568
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2022	Deed of Trust, Mortgage · Line of Credit FIRST TECHNOLOGY FEDERAL CU
Dec 30, 2021	Warranty Deed, Transfer · Conventional Mortgage FIRST TECHNOLOGY FEDERAL CU
May 06, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Apr 28, 2017	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
Jun 24, 2019	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Dec 17, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Dec 07, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 30, 2021 · Amount on Record
Deed Sale	Dec 30, 2021 · Amount on Record
Prior Sale	Dec 07, 2018
Deed Document Number	2021-71421
Record Updated	Jun 08, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	19060 SADDLEBACK LN, BEND, OR 97703-8568
Transaction Type	Mortgage
Record Updated	Jun 29, 2022
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19060 SADDLEBACK LN, BEND, OR 97703-8568

Mortgage

Document Number	0000025077
Date	Jun 23, 2022
Instrument	2022-25077

Lender

Name	FIRST TECHNOLOGY FEDERAL CU
Type	Credit Union
Address	HILLSBORO, OR 97124

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jun 25, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Dec 30, 2021
Property Address	19060 SADDLEBACK LN, BEND, OR 97703-8568
Document Number	0000071421
Map Reference	CAB A PG 477
Instrument Date	Dec 28, 2021
Instrument	2021-71421
Transaction Type	Transfer
Record Updated	Jan 07, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	19060 SADDLEBACK LN, BEND, OR 97703-8568
Investor	Possibly a Property Investor

Mortgage

Document Number	0000071422
Date	Dec 30, 2021
Instrument	2021-71422

Lender

Name	FIRST TECHNOLOGY FEDERAL CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2052

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	19060 SADDLEBACK LN, BEND, OR 97703-8568
Transaction Type	Mortgage
Record Updated	May 31, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000028398
Date	May 06, 2021
Instrument	2021-28398

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	343 Months
Due	Dec 01, 2049

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	19060 SADDLEBACK LN, BEND, OR 97703-8568
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	MULTIPLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000016400
Date	Apr 28, 2017
Instrument	2017-16400

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2047

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	19060 SADDLEBACK LN, BEND, OR 97703-8568
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000021406
Date	Jun 24, 2019
Instrument	2019-21406

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2049

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	19060 SADDLEBACK LN, BEND, OR 97703-8568
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000068422
Date	Dec 17, 2020
Instrument	2020-68422

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	347 Months
Due	Nov 01, 2049

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DESCHUTES OR
Recording Date	Dec 07, 2018
Property Address	19060 SADDLEBACK LN, BEND, OR 97703-8568
Document Number	0000048289
Instrument Date	Dec 06, 2018
Instrument	48289
Transaction Type	Transfer
Record Updated	Dec 19, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	19060 SADDLEBACK LN BEND OR 977038568, BEND, OR 97703-8568

Tax Assessment & Valuation

Source: Deschutes County records · Assessment roll updated September 30, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,861.00 (+7.76%)	$520,380 (+6.26%)	$1,230,890 (+15.22%) Land $593,630 Building $637,260
2024	$7,295.00 (+9.73%)	$489,720 (+6.45%)	$1,068,300 (+23.6%) Land $532,060 Building $536,240
2023	$6,648.00	$460,050	$864,340 Land $507,630 Building $356,710

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Deschutes County (41017C), updated December 11, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 410170011023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	High above 71% of the US · above 31% of Oregon
Wildfire Likelihood	About 1 in 331 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 49 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Yellowknife Wireless Company	Fixed Wireless (licensed-by-rule)	700 / 200

May also be available at this address: Verizon, T-Mobile USA, Concept Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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