19040 Saddleback Ln, Bend, OR 97703 Property Records

Deschutes County property record for 19040 Saddleback Ln, Bend, OR 97703 · Last verified January 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,349 sqft · built 2014
Lot Size	2.19 acres (95,396 sqft)
Owner	2 Individual Names on File
Last Sale	$202,000 (Apr 2014)
Tax Bill	$7,561 (2025)
Deeds & Mortgages	Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R10031711140002500`

Property Details

APN / Parcel Number

Primary APN	`R10031711140002500`
Alternative APNs	`171114 00 02500` `112932`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,349 sqft Living Area
1st Floor Area	2,129 sqft
2nd Floor Area	220 sqft
Basement Area	960 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Lot Area	95,396 sqft (2.19 acres)
Garage Type	Mixed
Garage Area	1,145 sqft
Deck Area	Deck Area

Location & Zoning

Account Number	112932
Old Parcel Number	R10031711140002500
Street Address	19040 SADDLEBACK LN
City	BEND
State	OR
Zip	97703-8568
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:7 BLK:3 SUBD:SADDLEBACK SEC/TWN/RNG/MER:SEC 14 TWN 17 RNG 11 MAP REF:171114-00
Legal Range	11E
Legal Township	17S
Legal Section	14
Legal Subdivision	SADDLEBACK
Legal Block	3
Legal Lot Number	7
Jurisdiction	DESCHUTES OR
Township / Civil Division	BEND
Census Block Group	3
Census Block	3014
Census Tract	1102

Owner

Source: Deschutes County records · APN R10031711140002500

Assessment roll updated September 30, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	19040 SADDLEBACK LN, BEND, OR 97703-8568
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 24, 2014 · Amount on Record
Deed Sale	Apr 24, 2014 · Amount on Record
Deed Document Number	2014-012486
Record Updated	Jun 08, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	19040 SADDLEBACK LN, BEND, OR 97703-8568
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	WESTERN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000060014
Date	Nov 09, 2020
Instrument	2020-60014

Lender

Name	AXOS BANK
Type	Bank
Address	SAN DIEGO, CA 92122

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 01, 2050

Tax Assessment & Valuation

Source: Deschutes County records · Assessment roll updated September 30, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,561.00 (+4.48%)	$500,410 (+3%)	$1,636,470 (-0.14%) Land $609,250 Building $1,027,220
2024	$7,237.00 (+6.21%)	$485,840 (+3%)	$1,638,800 (+14.48%) Land $546,010 Building $1,092,790
2023	$6,814.00	$471,690	$1,431,570 Land $520,910 Building $910,660

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Deschutes County (41017C), updated December 11, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 63% of the US · above 25% of Oregon
Wildfire Likelihood	About 1 in 474 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.