Schenectady County and Schenectady City property record for 1906 The Plaza, Schenectady, NY 12309
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,478 sqft · built 1910 |
| Lot Size | 0.247 acres (10,788 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $122,000 (Aug 2015) |
| Tax Bill | $6,542 (2026) |
| Deeds & Mortgages | Sep 2019 Mortgage Oct 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 40.78-3-36 |
| Primary APN | 421500 40.78-3-36 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,478 sqft Living Area |
| 1st Floor Area | 1,152 sqft |
| Upper Floors Area | 326 sqft |
| Attic | Attic |
| Attic Area | 326 sqft |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Architectural Style | Bungalow |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 10,788 sqft (0.247 acres) |
| Lot Dimensions | 174 ft deep x 62 ft wide |
| Porch | Slab |
| Porch Area | 325 sqft |
| Shed | 1 Shed |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1906 THE PLZ |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12309-5747 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02 - SINGL |
| Legal Description | J D PICOTTE MAP 1X WOOD |
| Legal Subdivision | BELONGING TO JOHN D PICOTTE |
| Legal Block | 3 |
| Legal Lot Number | 36.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 20500 |
Source: Schenectady County and Schenectady City records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1906 THE PLZ, SCHENECTADY, NY 12309-5747 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 17, 2019 | Deed of Trust, Mortgage · FHA Mortgage PREMIUM MORTGAGE CORP |
| Oct 26, 2021 | Deed of Trust, Mortgage · FHA Mortgage CALIBER HOME LOANS INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 27, 2015 · Amount on Record |
| Deed Sale | Aug 27, 2015 · Amount on Record |
| Prior Sale | Jul 8, 2009 · Amount on Record |
| Deed Book / Page | 1921 / 4 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 1906 THE PLZ, SCHENECTADY, NY 12309-5747 |
| Transaction Type | Mortgage |
| Record Updated | May 30, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000041493 |
|---|---|
| Date | Sep 17, 2019 |
| Book Page | 4939/248 |
| Instrument | 201941493 |
| Name | PREMIUM MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ROCHESTER, NY 14618 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 1906 THE PLZ, SCHENECTADY, NY 12309-5747 |
| Transaction Type | Mortgage |
| Record Updated | May 30, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1906 THE PLZ, SCHENECTADY, NY 12309-5747 |
| Document Number | 0000053561 |
|---|---|
| Date | Oct 26, 2021 |
| Book Page | 5161/775 |
| Instrument | 202153561 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | OKLAHOMA CITY, OK 73134 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 336 Months |
| Due | Oct 1, 2049 |
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,542.00 (+4.25%) | ||
| 2025 | $6,275.00 (+3.19%) | $130,000 (-) Land $19,500 Building $110,500 | $215,267 (+30.82%) Land $32,290 Building $182,977 |
| 2023 | $130,000 (-) Land $19,500 Building $110,500 | $164,557 (+3.8%) Land $24,684 Building $139,873 | |
| 2022 | $130,000 Land $19,500 Building $110,500 | $158,537 Land $23,781 Building $134,756 | |
| 2021 | $6,081.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 823 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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