1601 The Plaza, Schenectady, NY 12309 Property Records

Schenectady County and Schenectady City property record for 1601 The Plaza, Schenectady, NY 12309

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,170 sqft · built 1950
Lot Size	0.311 acres (13,545 sqft)
Owner	Individual Name on Record
Last Sale	$142,000 (Dec 2009)
Tax Bill	$6,351 (2026)
Deeds & Mortgages	Mar 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`421500 40.78-2-4`

Property Details

APN / Parcel Number

Primary APN	`421500 40.78-2-4`
Alternative APN	`150004007800020040000000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,170 sqft Living Area
1st Floor Area	1,170 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	13,545 sqft (0.311 acres)
Lot Dimensions	105 ft deep x 129 ft wide
Garage Type	Attached
Garage Area	336 sqft
Parking Spaces	1 Parking Space
Porch	Patio
Porch Area	128 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1601 THE PLZ
City	SCHENECTADY
State	NY
Zip	12309-5613
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02 - SINGL
Legal Description	PART OF 1 WOOD AND GARAGE
Legal Subdivision	VAN VOAST
Legal Block	2
Legal Lot Number	4.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	1
Census Block	1013
Census Tract	20500

Owner

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1601 THE PLZ, SCHENECTADY, NY 12309-5613
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 3, 2009 · Amount on Record
Deed Sale	Dec 3, 2009 · Amount on Record
Prior Sale	May 20, 2004 · Amount on Record
Deed Document Number	200950282
Deed Book / Page	1811 / 889
Record Updated	Oct 29, 2026

March 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Mar 25, 2021
Property Address	1601 THE PLZ, SCHENECTADY, NY 12309-5613
Document Number	0000013004
Book / Page	2055 / 199
Map Reference	CAB D MAP 194
Instrument Date	Feb 26, 2021
Instrument	202113004
Transaction Type	Transfer
Record Updated	May 10, 2022
Title Company	SMPR TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$640.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1601 THE PLZ, 1601, SCHENECTADY, NY 12309-5613

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	502 BAXTER CT, DELMAR, NY 12054-9614

Mortgage

Document Number	0000013009
Date	Mar 25, 2021
Instrument	202113009

Lender

Name	SUNMARK FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,351.00 (+1.91%) Veteran's exemption
2025	$6,232.00 (-2.66%)	$137,200 (-) Land $20,600 Building $116,600	$227,190 (+30.82%) Land $34,112 Building $193,078
2023		$137,200 (-) Land $20,600 Building $116,600	$173,671 (+3.8%) Land $26,076 Building $147,595
2022		$137,200 Land $20,600 Building $116,600	$167,317 Land $25,122 Building $142,195
2021	$6,402.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070
Water Source	Groundwater
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 823 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20