1906 Terresa Ave, Eugene, OR 97408 Property Records

Lane County property record for 1906 Terresa Ave, Eugene, OR 97408

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,116 sqft · built 1967
Lot Size	0.253 acres (11,016 sqft)
Owner	2 Individual Names on File
Last Sale	$400,000 (Nov 2023)
Tax Bill	$2,575 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Nov 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`17-03-17-32-01112-000`

Property Details

APN / Parcel Number

Primary APN	`17-03-17-32-01112-000`
Alternative APNs	`1703173201112` `0154664`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,116 sqft Living Area
Gross Area	1,446 sqft
1st Floor Area	1,116 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	11,016 sqft (0.253 acres)
Lot Dimensions	140 ft deep x 58 ft wide
Garage Type	Attached
Garage Area	330 sqft
Driveway	Driveway
Driveway Area	410 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Radiant

Location & Zoning

Account Number	0154664
Street Address	1906 TERRESA AVE
City	EUGENE
State	OR
Zip	97408-1661
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	TL 01112
Legal Range	03
Legal Township	17
Legal Section	17
Legal Subdivision	TERRESA GARDENS
Legal Block	3
Legal Lot Number	1112
Jurisdiction	LANE OR
Township / Civil Division	EUGENE-SPRINGFIELD
Census Block Group	2
Census Block	2019
Census Tract	2201

Owner

1906 Terresa Ave is owned by two individuals who bought it in November 2023.

Source: Lane County records, as of May 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7912 67TH ST NE, MARYSVILLE, WA 98270-6576
Owner Type	Individual
Vesting	Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 17, 2025	Deed of Trust, Mortgage · VA Mortgage NAVY FCU
Nov 6, 2023	Warranty Deed, Transfer · VA Mortgage NAVY FCU
Sep 2, 2022	Warranty Deed, Transfer · Conventional Mortgage CLEAR MORTGAGE CAPITAL INC
Sep 30, 2019	Bargain and Sale Deed, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 6, 2023 · Amount on File
Deed Sale	Nov 6, 2023 · Amount on File
Prior Sale	Sep 2, 2022 · Amount on File
Deed Document Number	202332096
Prior Transfer Date	Mar 21, 2002
Prior Transfer Doc	0000022558
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	1906 TERRESA AVE, EUGENE, OR 97408-1661
Transaction Type	Mortgage
Record Updated	Dec 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1906 TERRESA AVE, EUGENE, OR 97408-1661

Mortgage

Document Number	0000040039
Date	Dec 17, 2025
Instrument	2025-040039

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANE OR
Recording Date	Nov 6, 2023
Property Address	1906 TERRESA AVE, EUGENE, OR 97408-1661
Document Number	0000032096
Map Reference	MB 42 PG 1
Instrument Date	Nov 1, 2023
Instrument	2023-032096
Transaction Type	Transfer
Record Updated	Nov 15, 2023
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	7912 67TH ST NE, MARYSVILLE, WA 98270-6576

Mortgage

Document Number	0000032097
Date	Nov 6, 2023
Instrument	2023-032097

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2053

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANE OR
Recording Date	Sep 2, 2022
Property Address	1906 TERRESA AVE, EUGENE, OR 97408-1661
Document Number	0000037941
Map Reference	MB 42 PG 1
Instrument Date	Aug 31, 2022
Instrument	2022-037941
Transaction Type	Transfer
Record Updated	Sep 7, 2022
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1906 TERRESA AVE, EUGENE, OR 97408-1661

Mortgage

Document Number	0000037942
Date	Sep 2, 2022
Instrument	2022-037942

Lender

Name	CLEAR MORTGAGE CAPITAL INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

September 2019: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	LANE OR
Recording Date	Sep 30, 2019
Property Address	1906 TERRESA AVE, EUGENE, OR 97408-1661
Document Number	0000043332
Map Reference	MB 42 PG 1
Instrument Date	Sep 24, 2019
Instrument	2019-043332
Transaction Type	Transfer
Record Updated	Jul 19, 2021
Title Company	WESTERN TITLE & ESCROW

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1906 TERRESA AVE, EUGENE, OR 97408-1661

Mortgage

Document Number	0000043333
Date	Sep 30, 2019
Instrument	2019-043333

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1906 Terresa Ave was $2,575.

Source: Lane County assessment roll, as of November 10, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Lane County
Municipality	Eugene City
Unified School District	Eugene School District 4J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,575.00	$195,324	$398,400 Land $188,023 Building $210,377
2023	$3,662.00 (+4.03%)	$184,112 (+3%)	$375,224 (+2.97%) Land $133,161 Building $242,063
2022	$3,520.00	$178,750	$364,389 Land $99,605 Building $264,784

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1906 Terresa Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 26, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1906 Terresa Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EUGENE WATER & ELECTRIC BOARD serves 176,000 people · EPA ID OR4100287
Water Source	Surface water
Last State Inspection	Jul 2021
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 471 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	8,000 / 8,000
Xfinity Cable	2,000 / 250
Alyrica Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Nearby Properties on Terresa Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures