1906 SW 5th Dr, Okeechobee, FL 34974 Property Records

Okeechobee County property record for 1906 SW 5th Dr, Okeechobee, FL 34974

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,982 sqft · built 2006
Lot Size	0.303 acres (13,242 sqft)
Owner	Individual Name on Record
Last Sale	$430,000 (Mar 2022)
Tax Bill	$4,157 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3-28-37-35-0140-00440-0020`

Property Details

APN / Parcel Number

Primary APN	`3-28-37-35-0140-00440-0020`

Interior

Full Baths	2 Baths
Building Area	1,982 sqft Heated Area
Gross Area	2,913 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Exterior Material	Fiber Cement Siding
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	13,242 sqft (0.303 acres)
Lot Dimensions	120 ft deep x 110 ft wide
Pool Area	171 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	1906 SW 5TH DR
City	OKEECHOBEE
State	FL
Zip	34974-3426
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VICKER'S WOODLAND PARK (PLAT BOOK 2 PAGE 25) LOTS 2 & 3 BLOCK 44
Legal Range	35E
Legal Township	37S
Legal Section	28
Legal Subdivision	WOODLAND PARK
Legal Block	44
Legal Lot Number	2,3 3
Jurisdiction	OKEECHOBEE FL
Township / Civil Division	OKEECHOBEE
Census Block Group	5
Census Block	5007
Census Tract	910601

Owner

Source: Okeechobee County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1906 SW 5TH DR, OKEECHOBEE, FL 34974-3426
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2022	Warranty Deed, Transfer · Conventional Mortgage SOUTH STATE BANK NA
Mar 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage SOUTH STATE BANK NA
Apr 3, 2018	Deed of Trust, Mortgage · Conventional Mortgage CENTERSTATE BANK OF FLORIDA NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 22, 2022 · Amount on Record
Deed Sale	Mar 22, 2022 · Amount on Record
Prior Sale	Jul 15, 2013 · Amount on Record
Deed Document Number	2022003867
Record Updated	Jun 8, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKEECHOBEE FL
Recording Date	Mar 22, 2022
Property Address	1906 SW 5TH DR, OKEECHOBEE, FL 34974-3426
Document Number	0000003867
Map Reference	MB 2 PG 25
Instrument Date	Mar 18, 2022
Instrument	2022003867
Transaction Type	Transfer
Record Updated	Apr 13, 2022
Title Company	CLEAR TITLE, CLEAR TITLE & LEGAL SVCS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,010.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	75 PARK LNC, 75, WHITE ROCK, NM 87547

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1906 SW 5TH DR, OKEECHOBEE, FL 34974-3426

Mortgage

Document Number	0000003868
Date	Mar 22, 2022
Instrument	2022003868

Lender

Name	SOUTH STATE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKEECHOBEE FL
Property Address	1906 SW 5TH DR, OKEECHOBEE, FL 34974-3426
Transaction Type	Mortgage
Record Updated	Apr 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1906 SW 5TH DR, OKEECHOBEE, FL 34974-3426

Mortgage

Document Number	2021003185
Date	Mar 17, 2021
Instrument	2021003185

Lender

Name	SOUTH STATE BANK NA
Type	Bank
Address	CHARLESTON, SC 29406

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 1, 2036

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKEECHOBEE FL
Property Address	1906 SW 5TH DR, OKEECHOBEE, FL 34974-3426
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAKE OKEECHOBEE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0008050248
Date	Apr 3, 2018
Book Page	0805/0248
Instrument	2018004412

Lender

Name	CENTERSTATE BANK OF FLORIDA NA
Type	Bank
Address	WINTER HAVEN, FL 33881

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 1, 2033

Tax Assessment & Valuation

Source: Okeechobee County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okeechobee County
Municipality	Okeechobee City
Unified School District	Okeechobee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,157.00 (-8.4%) Homeowner's exemption	$255,010 (+5.99%)	$354,164 (+3.46%) Land $35,568 Building $318,596
2023	$4,538.00 (+29.62%) Homeowner's exemption	$240,605 (+27.92%)	$342,308 (+20.16%) Land $23,712 Building $318,596
2022	$3,501.00 Homeowner's exemption	$188,083	$284,884 Land $17,784 Building $267,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 29 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	29 in force
Nearby Flood Claims	10 (2004–2012)
Claims Outside the SFHA	9 of 10
Most Recent Claim	Aug 2012 · rainfall accumulation
Claims by Event	Hurricane Wilma, Oct 2005 · 5 claims Hurricane Frances, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OKEECHOBEE UTILITY AUTHORITY serves 20,000 people · EPA ID FL4470257
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Haloacetic acids resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: T-Mobile, Verizon.

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