1905 SW 5th Dr, Okeechobee, FL 34974 Property Records

Okeechobee County property record for 1905 SW 5th Dr, Okeechobee, FL 34974

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,913 sqft · built 1979
Lot Size	0.218 acres (9,496 sqft)
Owner	Individual Name on File
Last Sale	$130,000 (Jun 2023)
Tax Bill	$1,765 (2025)
Deeds & Mortgages	Jun 2023 Transfer Jan 2022 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`3-28-37-35-0120-00280-0030`

Property Details

APN / Parcel Number

Primary APN	`3-28-37-35-0120-00280-0030`
Alternative APN	`R32837350120002800030`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,913 sqft Living Area
Gross Area	2,176 sqft
1st Floor Area	2,273 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	9,496 sqft (0.218 acres)
Lot Dimensions	87 ft deep x 105 ft wide
Porch	Open Porch
Patio Area	131 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1905 SW 5TH DR
City	OKEECHOBEE
State	FL
Zip	34974-3427
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WOODLAND PARK (PLAT BOOK 2 PAGE 28) LOT 3 & NORTH 1/2 OF LOT 4 BLOCK 28
Legal Range	35E
Legal Township	37S
Legal Section	28
Legal Subdivision	WOODLAND PARK
Legal Block	28
Legal Lot Number	3,4
Jurisdiction	OKEECHOBEE FL
Township / Civil Division	OKEECHOBEE
Census Block Group	5
Census Block	5006
Census Tract	910601

Owner

1905 SW 5th Dr is owned and occupied by an individual who bought it in June 2023.

Source: Okeechobee County records, as of March 30, 2026

Owner of Record	Individual Name on File
Mailing Address	2201 SW 28TH ST, 75, OKEECHOBEE, FL 34974-5789
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2023	Intrafamily Transfer, Transfer
Jan 12, 2022	Intrafamily Transfer, Transfer
Dec 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage EAST COAST MORTGAGE LENDERS INC
May 31, 2018	Deed of Trust, Mortgage · Commercial Mortgage REGIONS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 15, 2023 · Amount on File
Deed Sale	Jun 15, 2023 · Amount on File
Prior Sale	Nov 2, 1994 · Amount on File
Deed Document Number	20237146
Prior Transfer Date	Apr 25, 2019
Prior Transfer Doc	0008231379
Record Updated	Oct 29, 2026

June 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OKEECHOBEE FL
Recording Date	Jun 9, 2023
Property Address	1905 SW 5TH DR, OKEECHOBEE, FL 34974-3427
Document Number	0000006874
Map Reference	MB 2 PG 28
Instrument Date	Jun 8, 2023
Instrument	2023006874
Transaction Type	Transfer
Record Updated	Jul 13, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1905 SW 5TH DR, OKEECHOBEE, FL 34974-3427

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1985 SW 5TH DR, OKEECHOBEE, FL 34974-3427

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OKEECHOBEE FL
Recording Date	Jan 12, 2022
Property Address	1905 SW 5TH DR, OKEECHOBEE, FL 34974-3427
Document Number	0000000509
Map Reference	MB 2 PG 28
Instrument Date	Jan 11, 2022
Instrument	2022000509
Transaction Type	Transfer
Record Updated	Feb 22, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1905 SW 5TH DR, 1905, OKEECHOBEE, FL 34974-3427

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 105, OKEECHOBEE, FL 34973-0105

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKEECHOBEE FL
Property Address	1905 SW 5TH DR, OKEECHOBEE, FL 34974-3427
Transaction Type	Mortgage
Record Updated	Jan 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1905 SW 5TH DR, OKEECHOBEE, FL 34974-3427

Mortgage

Document Number	0000015575
Date	Dec 8, 2021
Instrument	2021015575

Lender

Name	EAST COAST MORTGAGE LENDERS INC
Type	Mortgage Company
Address	PALM CITY, FL 34990

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKEECHOBEE FL
Property Address	1905 SW 5TH DR, OKEECHOBEE, FL 34974-3427
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0008080304
Date	May 31, 2018
Book Page	0808/0304
Instrument	2018007049

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 14, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 1905 SW 5th Dr was $1,765 with a homeowner's exemption.

Source: Okeechobee County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okeechobee County
Municipality	Okeechobee City
Unified School District	Okeechobee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,765.00 Homeowner's exemption	$103,360	$245,990 Land $29,430 Building $216,560
2023	$1,637.00 (+5.68%) Homeowner's exemption	$97,521 (+3%)	$235,569 (+14.6%) Land $19,620 Building $215,949
2022	$1,549.00 Homeowner's exemption	$94,681	$205,562 Land $14,715 Building $190,847

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1905 SW 5th Dr in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 29 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	29 in force
Nearby Flood Claims	10 (2004–2012)
Claims Outside the SFHA	9 of 10
Most Recent Claim	Aug 2012 · rainfall accumulation
Claims by Event	Hurricane Wilma, Oct 2005 · 5 claims Hurricane Frances, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1905 SW 5th Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OKEECHOBEE UTILITY AUTHORITY serves 20,000 people · EPA ID FL4470257
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Haloacetic acids resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: T-Mobile, Verizon.

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