1906 S 40th St, Saint Joseph, MO 64507 Property Records

Buchanan County property record for 1906 S 40th St, Saint Joseph, MO 64507

Property Summary

Property Type	Single Family Home
Details	1,442 sqft · built 1940
Lot Size	0.83 acres (36,155 sqft)
Owner	Individual Name on Record
Last Sale	$148,300 (Nov 2020)
Tax Bill	$1,633 (2025)
Deeds & Mortgages	Nov 2020 Mortgage
APN	`06-6.0-14-003-001-032.000`

Property Details

APN / Parcel Number

Primary APN	`06-6.0-14-003-001-032.000`

Interior

Building Area	1,442 sqft Base Area
1st Floor Area	1,442 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Lot Area	36,155 sqft (0.83 acres)
Lot Dimensions	210 ft deep x 171 ft wide

Location & Zoning

Street Address	1906 S 40TH ST
City	SAINT JOSEPH
State	MO
Zip	64507-2330
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITY
Legal Description	14-57-35SWSUB: LOT: BLK:LGL DESC:LOT 235.85' BY 171.91' IN SW 1/4 BEG 236.81' W & 2083.6' S OF NE COR OF SW 1/4 SEC 14 W 235.85' S TO A PNT 377.15' N OF S/LINE OF SD 1/4 SEC E 235.85' N 171.91' TO POB EX POB RD LESS THAT PT FOR R/W
Legal Range	35W
Legal Township	57N
Legal Section	14
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1004
Census Tract	1700

Owner

Source: Buchanan County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1906 S 40TH ST, SAINT JOSEPH, MO 64507-2330
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 18, 2020 · Amount on Record
Deed Sale	Nov 18, 2020 · Amount on Record
Deed Document Number	202010973
Deed Book / Page	3755 / 783
Record Updated	Sep 20, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUCHANAN MO
Recording Date	Nov 18, 2020
Property Address	1906 S 40TH ST, SAINT JOSEPH, MO 64507-2330
Document Number	003755/783
Book / Page	3755 / 783
Instrument Date	Nov 17, 2020
Instrument	2020010973
Transaction Type	Transfer
Record Updated	Aug 16, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1906 S 40TH ST, SAINT JOSEPH, MO 64507-2330

Mortgage

Document Number	2020010974
Date	Nov 18, 2020
Instrument	2020010974

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,633.00 (+0.06%)	$22,770 (+6.15%) Land $3,800 Building $18,970	$119,830 (+6.17%) Land $20,000 Building $99,830
2024	$1,632.00 (+15.83%)
2023	$1,409.00 (-0.7%)	$21,450 (-) Land $3,800 Building $17,650	$112,870 (-) Land $20,000 Building $92,870
2022	$1,419.00	$21,450 Land $3,800 Building $17,650
2021			$112,870 Land $20,000 Building $92,870

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 76% of Missouri
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 370 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
United Fiber Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20