1905 S 40th St, Saint Joseph, MO 64507 Property Records

Buchanan County property record for 1905 S 40th St, Saint Joseph, MO 64507

Property Summary

Property TypeSingle Family Home
Details1,268 sqft · built 1952
Lot Size0.391 acres (17,050 sqft)
Owner2 Individual Names on Record
Last Sale$129,400 (May 2017)
Tax Bill$1,317 (2025)
Deeds & MortgagesFeb 2022 Mortgage
May 2017 Mortgage
APN06-6.0-14-003-001-023.000

Property Details

APN / Parcel Number

Primary APN06-6.0-14-003-001-023.000

Interior

Building Area1,268 sqft Base Area
1st Floor Area1,268 sqft

Exterior

Year BuiltBuilt 1952
Effective Year BuiltEffective 1952
Lot Area17,050 sqft (0.391 acres)
Lot Dimensions211 ft deep x 80.5 ft wide

Location & Zoning

Street Address1905 S 40TH ST
CitySAINT JOSEPH
StateMO
Zip64507-2329
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeCITY
Legal Description14-57-35SWSUB: LOT: BLK:LGL DESC:TR IN SW 1/4 BEG 411' N OF SE COR OF SW 1/4 TH N 80.5' W 236.81' S 80.5' M/L TH E 236.81' TO POB SUB TO RD OVER W 25' LESS THAT PT FOR R/W
Legal Range35W
Legal Township57N
Legal Section14
Legal SubdivisionPOB SUB
JurisdictionBUCHANAN MO
Township / Civil DivisionWASHINGTON
Census Block Group1
Census Block1002
Census Tract1700

Owner

Source: Buchanan County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1905 S 40TH ST, SAINT JOSEPH, MO 64507-2329
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 9, 2022Deed of Trust, Mortgage · FHA Mortgage
DEPARTMENT OF HOUSING & URBAN DEV
May 30, 2017Deed, Transfer · FHA Mortgage
FAIRWAY INDEPENDENT MTG CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 30, 2017 · Amount on Record
Deed SaleMay 30, 2017 · Amount on Record
Deed Document Number20175021
Record UpdatedSep 20, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBUCHANAN MO
Property Address1905 S 40TH ST, SAINT JOSEPH, MO 64507-2329
Transaction TypeMortgage
Record UpdatedDec 7, 2023
Title CompanyNOT AVAILABLE, TITLE365 INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address1905 S 40TH ST, SAINT JOSEPH, MO 64507-2329

Mortgage

Document Number003772/742
DateFeb 9, 2022
Book Page3772/742
Instrument2022001313
Lender
NameDEPARTMENT OF HOUSING & URBAN DEV
TypeGovernment Agency
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term358 Months
DueDec 1, 2051

May 2017: Deed, Transfer

Document TypeDeed
JurisdictionBUCHANAN MO
Recording DateMay 30, 2017
Property Address1905 S 40TH ST, SAINT JOSEPH, MO 64507-2329
Document Number2017005021
Map ReferenceBK 850 PG 367
Instrument DateMay 26, 2017
Instrument2017005021
Transaction TypeTransfer
Record UpdatedDec 7, 2023

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1905 S 40TH ST, SAINT JOSEPH, MO 64507-2329

Mortgage

Document Number2017005022
DateMay 30, 2017
Instrument2017005022
Lender
NameFAIRWAY INDEPENDENT MTG CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2047
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

TypeName
StateMissouri
CountyBuchanan County
MunicipalitySt. Joseph City
Unified School DistrictSt. Joseph School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,317.00 (+0.08%)$18,330 (+5.95%) Land $3,520 Building $14,810$96,450 (+5.98%) Land $18,500 Building $77,950
2024$1,316.00 (+15.54%)
2023$1,139.00 (-0.61%)$17,300 (-) Land $3,520 Building $13,780$91,010 (-) Land $18,500 Building $72,510
2022$1,146.00$17,300 Land $3,520 Building $13,780
2021$91,010 Land $18,500 Building $72,510

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneNot on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 78% of Missouri
Wildfire Likelihood0.04% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMO AMERICAN ST JOSEPH
private · serves 89,171 people · EPA ID MO1010714
Water SourceGroundwater
Last State InspectionNov 2023
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
United Fiber
Fiber
1,000 / 1,000
Optimum
Cable
940 / 35
Mercury Fiber
Fixed Wireless
150 / 20

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