1906 S 11th St, Waco, TX 76706 Property Records

McLennan County property record for 1906 S 11th St, Waco, TX 76706

Property Summary

Property Type	Single Family Home
Details	5 bd · 6 ba · 2,938 sqft · built 2000
Lot Size	0.284 acres (12,375 sqft)
Owner	2 Individual Names on File
Last Sale	$857,451 (Dec 2025)
Tax Bill	$16,300 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`48-001600-016800-6`

Property Details

APN / Parcel Number

Primary APN	`48-001600-016800-6`
Alternative APNs	`4800160001680060101` `313175`

Interior

Bedrooms	5 Beds
Full Baths	6 Baths
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	2,938 sqft Living Area
1st Floor Area	1,796 sqft
2nd Floor Area	1,142 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Reinforced Concrete
Roof Material	Composition Shingle
Lot Area	12,375 sqft (0.284 acres)
Lot Dimensions	165 ft deep x 75 ft wide
Garage Type	Carport
Garage Area	960 sqft
Carport	Carport
Carport Area	960 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	418 sqft
Patio Area	207 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1906 S 11TH ST
City	WACO
State	TX
Zip	76706-3108
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	O2
Legal Description	BAGBY LOT 16 BLOCK 11 ACRES .2841
Legal Subdivision	BAGBY
Legal Block	11
Legal Lot Number	16
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	2
Census Block	2000
Census Tract	1900

Owner

1906 S 11th St is owned and occupied by two individuals who bought it in December 2025.

Source: McLennan County records, as of August 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1906 S 11TH ST, WACO, TX 76706-3108
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2025	Vendor's Lien, Transfer · VA Mortgage SOUTHWEST FUNDING LP
Nov 2, 2020	Warranty Deed, Transfer L MYLES SMITH & CO
May 11, 2018	Warranty Deed, Transfer OTHER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 16, 2025 · Amount on File
Deed Sale	Dec 16, 2025 · Amount on File
Prior Sale	Nov 2, 2020 · Amount on File
Deed Document Number	202538556
Prior Transfer Date	Jun 19, 2006
Prior Transfer Doc	0000022282
Record Updated	Oct 29, 2026

December 2025: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Dec 16, 2025
Property Address	1906 S 11TH ST, WACO, TX 76706-3108
Document Number	0000038556
Map Reference	VOL 621 PG 465
Instrument Date	Dec 12, 2025
Instrument	2025038556
Transaction Type	Transfer
Record Updated	Jan 26, 2026
Title Company	FREEDOM TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1906 S 11TH ST, WACO, TX 76706-3108

Mortgage

Document Number	0000038557
Date	Dec 16, 2025
Instrument	2025038557

Lender

Name	SOUTHWEST FUNDING LP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLENNAN TX
Recording Date	Nov 2, 2020
Property Address	1906 S 11TH ST, WACO, TX 76706-3108
Document Number	0000039078
Instrument Date	Oct 30, 2020
Instrument	39078
Transaction Type	Transfer
Record Updated	Nov 27, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3408 FRENCH PARK DR EDMOND OK 730347200, EDMOND, OK 73034-7200

Mortgage

Document Number	39079
Date	Nov 2, 2020
Instrument	39079

Lender

Name	L MYLES SMITH & CO
Address	3408 FRENCH PARK DR, EDMOND, OK 73034-7200

Agreement

Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2050

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLENNAN TX
Recording Date	May 11, 2018
Property Address	1906 S 11TH ST, WACO, TX 76706-3108
Document Number	0000015416
Instrument Date	May 9, 2018
Instrument	15416
Transaction Type	Transfer
Record Updated	Jun 11, 2018
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1413 OAK HOLLOW DR WOODWAY TX 767122227, WOODWAY, TX 76712-2227

Tax Assessment & Valuation

The 2025 property tax bill for 1906 S 11th St was $16,300, up 2.1% from the year before.

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Waco Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$967,759 (+33.48%) Land $411,840 Building $555,919	$967,759 (+33.48%) Land $411,840 Building $555,919
2025	$16,300.00 (+2.07%)	$725,000 Land $374,340 Building $350,660	$725,000 Land $374,340 Building $350,660
2024	$15,970.00
2023		$708,000 Land $340,310 Building $367,690	$708,000 Land $340,310 Building $367,690
2022	$15,872.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1906 S 11th St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 17 policies
Nearby Flood Policies	17 in force
Nearby Flood Claims	1 (1991)
Most Recent Claim	Aug 1991 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1906 S 11th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 480 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Central Link Broadband Fixed Wireless	100 / 20

May also be available: Pavlov Media, T-Mobile.

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