1903 S 11th St, Waco, TX 76706 Property Records

McLennan County property record for 1903 S 11th St, Waco, TX 76706

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 3,434 sqft · built 2013
Lot Size	0.189 acres (8,250 sqft)
Owner	Company Name on File
Tax Bill	$12,953 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Feb 2026 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`48-001600-023900-1`

Property Details

APN / Parcel Number

Primary APN	`48-001600-023900-1`
Alternative APNs	`4800160002390010111` `162091`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	3,434 sqft Living Area
1st Floor Area	1,717 sqft
2nd Floor Area	1,717 sqft
Flooring	Carpet

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Duplex Single
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Type	Reinforced Concrete
Roof Material	Composition Shingle
Lot Area	8,250 sqft (0.189 acres)
Lot Dimensions	165 ft deep x 50 ft wide
Garage Type	Carport
Carport	Carport
Driveway	Concrete Driveway
Driveway Area	1,200 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	84 sqft
Patio Area	250 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1903 S 11TH ST
City	WACO
State	TX
Zip	76706-3258
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R2
Legal Description	BAGBY LOT 2 BLOCK 16 ACRES .1894
Legal Subdivision	BAGBY
Legal Block	16
Legal Lot Number	2
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	2
Census Block	2005
Census Tract	1900

Owner

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	4412 HOLLOW OAK DR, DALLAS, TX 75287-6849
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2026	Deed of Trust, Mortgage · Commercial Mortgage NORTH AMERICAN SAVINGS BANK FSB
Feb 27, 2026	Warranty Deed, Transfer AGT
Aug 21, 2020	Vendor's Lien, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 27, 2026
Deed Sale	Feb 27, 2026
Prior Sale	Aug 21, 2020 · Amount on File
Deed Document Number	20266333
Prior Transfer Date	Apr 4, 2016
Prior Transfer Doc	0000010532
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	1903 S 11TH ST, WACO, TX 76706-3258
Transaction Type	Mortgage
Record Updated	Apr 10, 2026
Title Company	AMERICAN REALTY TITLE, AMERICAN GUARANTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4412 HOLLOW OAK DR, DALLAS, TX 75287-6849

Mortgage

Document Number	0000009765
Date	Mar 30, 2026
Instrument	2026009765

Lender

Name	NORTH AMERICAN SAVINGS BANK FSB
Type	Bank
Address	KANSAS CITY, MO 64131

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	301 Months
Due	Apr 1, 2051

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLENNAN TX
Recording Date	Feb 27, 2026
Property Address	1903 S 11TH ST, WACO, TX 76706-3258
Document Number	0000006333
Map Reference	VOL 53 PG 608
Instrument Date	Feb 27, 2026
Instrument	2026006333
Transaction Type	Transfer
Record Updated	Mar 17, 2026
Title Company	AGT

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4412 HOLLOW OAK DR, DALLAS, TX 75287-6849

August 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Aug 21, 2020
Property Address	1903 S 11TH ST, WACO, TX 76706-3258
Document Number	0000029189
Map Reference	VOL 53 PG 608
Instrument Date	Aug 20, 2020
Instrument	2020029189
Transaction Type	Transfer
Record Updated	Aug 24, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	161 LINDENWOOD LN N, HEWITT, TX 76643-3035

Mortgage

Document Number	0000029190
Date	Aug 21, 2020
Instrument	2020029190

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Waco Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$559,134 (-2.95%) Land $274,560 Building $284,574	$559,134 (-2.95%) Land $274,560 Building $284,574
2025	$12,953.00 (+0.19%)	$576,130 (+3.46%) Land $249,560 Building $326,570	$576,130 (+3.46%) Land $249,560 Building $326,570
2024	$12,929.00 (+3.56%)
2023		$556,850 Land $249,560 Building $307,290	$556,850 Land $249,560 Building $307,290
2022	$12,484.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 17 policies
Nearby Flood Policies	17 in force
Nearby Flood Claims	1 (1991)
Most Recent Claim	Aug 1991 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 480 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Central Link Broadband Fixed Wireless	100 / 20

May also be available: Pavlov Media, T-Mobile.

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