Pasco County property record for 1906 Hammocks Ave, Lutz, FL 33549
| Property Type | Condominium |
|---|---|
| Details | 2 ba · 1,246 sqft · built 2004 |
| Lot Size | 0.02 acres (1 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $82,500 (Jul 2013) |
| Tax Bill | $1,133 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage Jul 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 31-26-19-0250-01101-1040 |
| Primary APN | 31-26-19-0250-01101-1040 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,246 sqft Living Area |
| Gross Area | 1,510 sqft |
| 1st Floor Area | 1,166 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Other |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 1 sqft (0.02 acres) |
| Garage Type | Attached |
| Garage Area | 264 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 345 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Florida Room |
| Porch Area | 250 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 1906 HAMMOCKS AVE |
|---|---|
| City | LUTZ |
| State | FL |
| Zip | 33549-4150 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | MPUD |
| Legal Description | THE LAKES AT HERON COVE CONDOMINIUM - PHASE IV CB 6 PG 063 BLDG 11 UNIT 1104 |
| Legal Range | 19E |
| Legal Township | 26S |
| Legal Section | 31 |
| Legal Subdivision | HERON COVE CONDOMINIUM |
| Legal Tract | 250 |
| Legal Block | 1101 |
| Legal Lot Number | 104 |
| Legal Unit | 1104 |
| Jurisdiction | PASCO FL |
| Township / Civil Division | CENTRAL PASCO |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 32013 |
Source: Pasco County records, as of July 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1906 HAMMOCKS AVE, LUTZ, FL 33549-4150 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA |
| Jul 28, 2021 | Re-recorded Document AMERICAN HOME TITLE/LAND O, AMERICAN HOME TTL OF LAND O |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 17, 2013 · Amount on Record |
| Deed Sale | Jul 17, 2013 · Amount on Record |
| Prior Sale | Aug 7, 2012 |
| Deed Document Number | 2013124789 |
| Deed Book / Page | 8904 / 1911 |
| Last Transfer Date | Dec 22, 2020 |
| Transfer Doc | 0104022952 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASCO FL |
| Property Address | 1906 HAMMOCKS AVE, LUTZ, FL 33549-4150 |
| Transaction Type | Mortgage |
| Record Updated | Feb 9, 2024 |
| Title Company | AMERICAN HOME TITLE |
| Name | Verified Name |
|---|---|
| Address | 18107 PEREGRINES PERCH PL 111, 111, LUTZ, FL 33558-2783 |
| Document Number | 0104583371 |
|---|---|
| Date | Oct 12, 2021 |
| Book Page | 10458/3371 |
| Instrument | 2021217430 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 351 Months |
| Due | Jan 1, 2051 |
| Document Type | Re-recorded Document |
|---|---|
| Jurisdiction | PASCO FL |
| Recording Date | Jul 28, 2021 |
| Property Address | 1906 HAMMOCKS AVE, LUTZ, FL 33549-4150 |
| Document Number | 0104022952 |
| Book / Page | 10402 / 2952 |
| Map Reference | MB 6 PG 84-88 |
| Instrument Date | Dec 22, 2020 |
| Instrument | 2021158318 |
| Record Updated | Aug 1, 2022 |
| Title Company | AMERICAN HOME TITLE/LAND O, AMERICAN HOME TTL OF LAND O |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|---|
| Address | 9097 WEATHERLY RD, 9097, BROOKSVILLE, FL 34601-5318 |
| Name | Verified Name |
|---|---|
| Address | 1906 HAMMOCKS AVE, LUTZ, FL 33549-4150 |
Source: Pasco County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pasco County |
| Unified School District | Pasco County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $100,610 (+2.89%) | $225,288 (-1.2%) Land $16,449 Building $208,839 | |
| 2025 | $1,133.00 (+8.52%) Homeowner's exemption | $97,780 (+5.97%) Land $16,449 Building $81,331 | $228,015 (+3.37%) Land $16,449 Building $211,566 |
| 2023 | $1,044.00 (+13.11%) Additional exemption filed | $92,270 (+2.99%) Land $16,449 Building $75,821 | $220,582 (+34.76%) Land $16,449 Building $204,133 |
| 2022 | $923.00 Homeowner's exemption | $89,590 Land $16,449 Building $73,141 | $163,682 Land $16,449 Building $147,233 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 37 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 37 in force |
| Nearby Flood Claims | 5 (1997–2024) |
| Claims Outside the SFHA | 2 of 5 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 47% of the US · lower than 82% of Florida |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PCUD-PASCO COUNTY REGIONAL PWS serves 214,403 people · EPA ID FL6511361 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Total trihalomethanes not recorded as resolved · Jan 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 10 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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