Pasco County property record for 1849 Hammocks Ave, Lutz, FL 33549
| Property Type | Condominium |
|---|---|
| Details | 2 ba · 1,712 sqft · built 2005 |
| Lot Size | 0.03 acres (1 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $161,841 (May 2005) |
| Tax Bill | $1,805 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage Jul 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 31-26-19-0260-01201-2080 |
| Primary APN | 31-26-19-0260-01201-2080 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,712 sqft Living Area |
| 1st Floor Area | 1,624 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Other |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 1 sqft (0.03 acres) |
| Garage Type | Detached |
| Garage Area | 264 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 345 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Florida Room |
|---|---|
| Porch Area | 176 sqft |
| Deck Area | 135 sqft |
| Patio Area | 135 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 1849 HAMMOCKS AVE |
|---|---|
| City | LUTZ |
| State | FL |
| Zip | 33549-4201 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | MPUD |
| Legal Description | LAKES AT HERON COVE CONDOMINIUM - PHASE V CB 6 PGS 79-83 UNIT 1208 BLDG 12 |
| Legal Range | 19E |
| Legal Township | 26S |
| Legal Section | 31 |
| Legal Subdivision | HERON COVE CONDOMINIUM |
| Legal Tract | 260 |
| Legal Block | 1201 |
| Legal Lot Number | 208 |
| Legal Unit | 1208 |
| Jurisdiction | PASCO FL |
| Township / Civil Division | CENTRAL PASCO |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 32013 |
Source: Pasco County records, as of December 29, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1849 HAMMOCKS AVE, LUTZ, FL 33549-4201 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
| Date | Document |
|---|---|
| Jul 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Jul 8, 2019 | Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP |
| Jan 28, 2019 | Warranty Deed, Transfer ATTORNEY ONLY |
| Aug 18, 2017 | Quit Claim Deed, Transfer SUNSTATE TITLE AGENCY INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 12, 2005 · Amount on Record |
| Deed Sale | May 12, 2005 · Amount on Record |
| Deed Document Number | 200593798 |
| Deed Book / Page | 6367 / 341 |
| Last Transfer Date | Jan 24, 2019 |
| Transfer Doc | 0098500550 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASCO FL |
| Property Address | 1849 HAMMOCKS AVE, LUTZ, FL 33549-4201 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0104030766 |
|---|---|
| Date | Jul 29, 2021 |
| Book Page | 10403/766 |
| Instrument | 2021158975 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Aug 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASCO FL |
| Property Address | 1849 HAMMOCKS AVE, LUTZ, FL 33549-4201 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0099343833 |
|---|---|
| Date | Jul 8, 2019 |
| Book Page | 9934/3833 |
| Instrument | 2019114281 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30305 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 1, 2034 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PASCO FL |
| Recording Date | Jan 28, 2019 |
| Property Address | 1849 HAMMOCKS AVE, LUTZ, FL 33549-4201 |
| Document Number | 0098500550 |
| Book / Page | 009850 / 000550 |
| Instrument Date | Jan 24, 2019 |
| Instrument | 14170 |
| Transaction Type | Transfer |
| Record Updated | Feb 15, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.70 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1849 HAMMOCKS AVE LUTZ FL 335494201, LUTZ, FL 33549-4201 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | PASCO FL |
| Recording Date | Aug 18, 2017 |
| Property Address | 1849 HAMMOCKS AVE, LUTZ, FL 33549-4201 |
| Document Number | 0095920478 |
| Book / Page | 009592 / 000478 |
| Instrument Date | Aug 17, 2017 |
| Instrument | 131688 |
| Transaction Type | Transfer |
| Record Updated | Sep 11, 2017 |
| Title Company | SUNSTATE TITLE AGENCY INC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 1849 HAMMOCKS AVE LUTZ FL 335494201, LUTZ, FL 33549-4201 |
Source: Pasco County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pasco County |
| Unified School District | Pasco County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $141,760 (+2.9%) | $272,605 (-1.19%) Land $16,449 Building $256,156 | |
| 2025 | $1,805.00 (+2.91%) Homeowner's exemption | $137,770 (+5.99%) Land $16,449 Building $121,321 | $275,898 (+3.02%) Land $16,449 Building $259,449 |
| 2024 | $1,754.00 (+4.4%) | ||
| 2023 | $1,680.00 (+12.15%) Additional exemption filed | $129,990 (+3%) Land $16,449 Building $113,541 | $267,804 (+37.32%) Land $16,449 Building $251,355 |
| 2022 | $1,498.00 Homeowner's exemption | $126,210 Land $16,449 Building $109,761 | $195,015 Land $16,449 Building $178,566 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 37 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 37 in force |
| Nearby Flood Claims | 5 (1997–2024) |
| Claims Outside the SFHA | 2 of 5 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 47% of the US · lower than 82% of Florida |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PCUD-PASCO COUNTY REGIONAL PWS serves 214,403 people · EPA ID FL6511361 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Total trihalomethanes not recorded as resolved · Jan 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 10 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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