1906 Fairgrounds Rd, Saint Charles, MO 63303 Property Records

St. Charles County property record for 1906 Fairgrounds Rd, Saint Charles, MO 63303

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 2,376 sqft · built 1965
Lot Size0.257 acres (11,200 sqft)
OwnerIndividual Name on Record
Last Sale$183,000 (May 2014)
Tax Bill$3,769 (2024)
Deeds & MortgagesDec 2023 Mortgage
Mar 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN464130A000

Property Details

APN / Parcel Number

Primary APN464130A000
Alternative APN
  • 3-0162-4111-00-0026.0000000

Interior

Bedrooms5 Beds
Full Baths3 Baths
Total Rooms9 Rooms
Stories2 Stories
Building Area2,376 sqft Living Area
Gross Area3,955 sqft
1st Floor Area1,303 sqft
Basement Area1,073 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 1965
Architectural StyleBi-Level
Exterior MaterialBrick/Stone
Roof TypeHip
Roof MaterialAsphalt
Lot Area11,200 sqft (0.257 acres)
Lot Dimensions140 ft deep x 80 ft wide
Garage TypeAttached
Garage Area506 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area633 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Account Number464130A000
Street Address1906 FAIRGROUNDS RD
CitySAINT CHARLES
StateMO
Zip63303-4017
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAF0
Legal DescriptionFAIRWAY EST #1 LOT 26
Legal SubdivisionFAIRWAY EST #1
Legal Lot Number26
JurisdictionST CHARLES MO
Township / Civil DivisionFRONTIER
Census Block Group1
Census Block1007
Census Tract311004

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1906 FAIRGROUNDS RD, SAINT CHARLES, MO 63303-4017
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 6, 2023Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Mar 14, 2017Deed of Trust, Mortgage · FHA Mortgage
GOLDEN OAK LNDG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 22, 2014 · Amount on Record
Deed SaleMay 22, 2014 · Amount on Record
Prior SaleDec 19, 2007 · Amount on Record
Deed Document Number201426098
Deed Book / Page6190 / 39
Last Transfer DateJun 13, 2017
Transfer Doc0068412198
Record UpdatedOct 29, 2026

December 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address1906 FAIRGROUNDS RD, SAINT CHARLES, MO 63303-4017
Transaction TypeMortgage
Record UpdatedDec 20, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address1906 FAIRGROUNDS RD, SAINT CHARLES, MO 63303-4017

Mortgage

Document Number0000049571
DateDec 6, 2023
Instrument2023R-049571
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2054

March 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address1906 FAIRGROUNDS RD, SAINT CHARLES, MO 63303-4017
Document Number0067142324
Book / Page006714 / 002324
Instrument DateMar 14, 2017
Transaction TypeMortgage
Record UpdatedMar 29, 2017
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address1906 FAIRGROUNDS RD ST CHARLES MO 633034017, ST CHARLES, MO 63303-4017

Mortgage

Document Number0067142324
DateMar 21, 2017
Book Page006714/002324
Instrument168080
Lender
NameGOLDEN OAK LNDG
AddressSAINT LOUIS, MO 63146
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMar 20, 2047

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
Unified School DistrictFrancis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$66,297 (-)$348,933 (-) Land $55,000 Building $293,933
2025$66,297 (+8.62%)$348,933 (+8.62%) Land $55,000 Building $293,933
2024$3,769.00
2023$61,038
2022$321,255 Land $55,000 Building $266,255

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims4 (1979–2022)
Claims Outside the SFHA1 of 4
Most Recent ClaimJul 2022 · Severe Storms And Flooding
Claims by Event
  • Severe Storms & Flooding, Jun 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES PWS
serves 78,961 people · EPA ID MO6010707
Water SourcePurchased surface water from several systems
Last State InspectionOct 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 519 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: T-Mobile.

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