St. Charles County property record for 1040 Fairgrounds Rd, Saint Charles, MO 63301
| Property Type | Religious, Church, Worship (Synagogue, Temple, Parsonage) |
|---|---|
| Lot Size | 0.99 acres (43,124 sqft) |
| Owner | Company Name on Record |
| Deeds & Mortgages | Jun 2026 Mortgage May 2019 Construction Loan + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 087300A000 |
| Primary APN | 087300A000 |
|---|---|
| Alternative APN |
|
| Lot Area | 43,124 sqft (0.99 acres) |
|---|
| Sewer | Connected |
|---|
| Account Number | 087300A000 |
|---|---|
| Street Address | 1040 FAIRGROUNDS RD |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63301-2339 |
| Property Category | Other |
| Property Type | Other > Religious, Church, Worship (Synagogue, Temple, Parsonage) |
| Local Zoning Code | AB2 |
| Legal Description | ST CHAS COMMON BLK 9 PT LOT 35 |
| Legal Subdivision | FLAIR FOREST 04 |
| Legal Block | 9 |
| Legal Lot Number | 35 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | FRONTIER |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 310501 |
Source: St. Charles County records, as of June 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 1040 FAIRGROUNDS RD, SAINT CHARLES, MO 63301-2339 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Jun 3, 2026 | Deed of Trust, Mortgage · Conventional Mortgage NONE LISTED ON DOCUMENT |
| May 24, 2019 | Deed of Trust, Mortgage · Construction Mortgage UNITED PENTECOSTAL CHURCH DEVELOPMENT FU |
| May 24, 2019 | Deed of Trust, Mortgage · Line of Credit UNITED PENTECOSTAL CHURCH DEVELOPMENT FU UNITED PENTECOSTAL CHURCH DEVELOPMENT FU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 29, 1998 |
| Deed Sale | Dec 29, 1998 |
| Prior Sale | Dec 2, 1998 |
| Deed Document Number | 1998103708 |
| Deed Book / Page | 2182 / 529 |
| Transfer Doc | 0000000001 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Jun 3, 2026 |
| Property Address | 1040 FAIRGROUNDS RD, SAINT CHARLES, MO 63301-2339 |
| Document Number | 0000025977 |
| Instrument Date | May 28, 2026 |
| Instrument | 202625977 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Company, 103 |
| Document Number | 0000025977, |
|---|---|
| Date | Jun 3, 2026 |
| Instrument | 202625977 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jun 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 1040 FAIRGROUNDS RD, SAINT CHARLES, MO 63301-2339 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Title Company | FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0070790684 |
|---|---|
| Date | May 24, 2019 |
| Book Page | 7079/0684 |
| Instrument | 20190524000251270 |
| Name | UNITED PENTECOSTAL CHURCH DEVELOPMENT FU |
|---|---|
| Type | Non-Lending Institution |
| Address | SAINT CHARLES, MO 63304 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 61 Months |
| Due | Jun 1, 2024 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 1040 FAIRGROUNDS RD, SAINT CHARLES, MO 63301-2339 |
| Document Number | 0070790715 |
| Instrument Date | May 24, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 12, 2019 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1040 FAIRGROUNDS RD ST CHARLES MO 633012339, ST CHARLES, MO 63301-2339 |
| Document Number | 0070790715 |
|---|---|
| Date | May 24, 2019 |
| Book Page | 007079/000715 |
| Instrument | 251290 |
| Name | UNITED PENTECOSTAL CHURCH DEVELOPMENT FU UNITED PENTECOSTAL CHURCH DEVELOPMENT FU |
|---|---|
| Type | Bank |
| Address | WELDON SPRING, MO 63304 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | May 23, 2024 |
| Rate Type | Adjustable Rate |
|---|
Source: St. Charles County assessment roll, as of August 13, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Charles City |
| Unified School District | St. Charles R-VI School District (KG - 12) |
| Year | Assessed Market Value |
|---|---|
| 2025 | $237,182 (-) Land $237,182 |
| 2022 | $237,182 Land $237,182 |
Assessed market value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2022) |
| Most Recent Claim | Jul 2022 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.2% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES PWS serves 78,961 people · EPA ID MO6010707 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
May also be available: Verizon.
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